All in one accounting software for small business, combining powerful AI and real financial experts to handle your books, taxes, invoices, and contracts.
Otto AI autonomously syncs your bank, Stripe & PayPal feeds, captures every receipt and invoice,
and keeps your books spotless so you can focus on growing your business.
Our AI Accounting Software combines intelligent automation with hands on finance pros so your books are accurate, your questions get answers, and your business is always ready for what’s next.
Monthly close led by a dedicated controller
In app messaging for direct access to your finance team
Smart client portal: request docs, answer questions, no email chains
Built in invoicing and payment tracking
AI + human review on every transaction
You shouldn’t have to track deposits across six platforms or spend weekends searching for receipts. Otto AI Accounting Software automates the busywork, catches what others miss, and keeps your books clean without the clutter.
Live bank and credit card feeds with 24/7 reconciliation
Auto categorization that learns your chart of accounts
OCR + receipt inbox with auto-matching
Unified income tracking across PayPal, Stripe, Venmo & more
One click import from QuickBooks or CSV, global search, and catch-up bookkeeping included.
Otto AI handles tax filings, vendor paperwork, and ongoing compliance so nothing gets missed and nothing piles up.
Federal + state tax return prep and filing (optional, full service)
Quarterly tax planning sessions with licensed CPAs
Entity management: documents, ownership, compliance tasks
Continuous audit checks and anomaly detection
Static balance sheets and vague numbers don’t help you run a company. Otto AI Accounting Software gives you live, decision-ready insights and lets you ask the questions that matter.
Live updating P&L, cash flow, and balance sheet dashboards
KPI widgets surface trends and anomalies automatically
AI "explain this line" notes for every transaction
Multi entity views for operators with more than one business
Secure document vault with automated backups
Collect documents, sort through transactions, and bring your books up to date.
Link & Set Up
Hit Get Started Free, then securely connect your bank and credit card accounts, Stripe, PayPal and, if you use it, QuickBooks.
Next, tell Otto about each business entity and revenue stream, and flag any special accounts (like escrow or pass-through).
Capture & Streamline
Drag and drop receipts into your dashboard or simply forward invoices to your Otto inbox no more manual spreadsheets. Otto automatically reads and categorizes everything for you.
Analyze & Act
Jump into the live dashboard to price jobs, forecast taxes, and pay yourself with clarity. If you have questions, chat directly with a certified bookkeeper or CPA get straightforward answers in plain English.
Six built-in power features erase months of messy data, deliver compliant books in days,
and set you up to stay current no spreadsheets, no stress.
We ingest and categorize thousands of back dated transactions in one automated sweep whether you’re 3 months or 3 years behind.
Receipts, bank/credit feeds, PayPal, Stripe, QuickBooks our matching algorithm pairs every penny faster and error-free.
Get polished P&L, balance sheet, and year end bundles that your CPA (or ours) can file without last-minute scrambling.
Every cleanup is signed off by a licensed professional, ensuring GAAP accuracy and audit peace of mind.
A transparent timeline (plus penalty & interest analysis when needed) brings you current in days guaranteed.
Once you’re caught up, flip the switch to Otto AI monthly bookkeeping service and never fall behind again.
Other Accounting Software Locks you into brittle spreadsheets, surprise fees, and endless tab switching.
Otto AI Accounting Software Brings bank feeds, auto categorization, reconciliations, and expert review together in a single, intuitive dashboard
Replaces Xero, Freshbooks, Wave, Quickbooks, Trullion & more.
End-to-end financial management that scales with every stage of your business.
Straight from our customers how Otto is changing the way creative businesses manage money.
Accounting is the process of recording, categorizing, and summarizing financial transactions. For creators, it’s essential to track revenue from multiple sources and manage expenses effectively.
AI streamlines bookkeeping, detects anomalies, and provides real-time financial insights. Otto AI automates repetitive tasks, improving efficiency and allowing accountants to focus on strategic decisions.
No, AI assists accountants by handling tedious tasks. Otto AI acts as a co-pilot, empowering professionals with smarter tools, not replacing their expertise or judgment.
Yes, AI accounting software is great for small businesses. Otto AI offers affordable, scalable solutions tailored to their needs, helping them save time and make better financial decisions.
Modern AI tools are designed for ease of use. Otto AI features a clean, user-friendly interface with guided workflows, making it easy for anyone to manage finances.
Look for features like multi-stream tracking, secure bank connections, and automatic categorization. Otto AI’s online accounting tools are designed for creators with diverse needs.
Automating tasks like transaction imports, expense categorization, and report generation frees you up to focus on your creative work.
Yes! Otto AI organizes your earnings and expenses, making tax filing straightforward. Export detailed reports for your accountant or use them for self-filing.
AI minimizes manual input and flags inconsistencies. Otto AI automatically checks for errors in transactions, reconciliations, and statements helping you maintain cleaner, audit-ready books.
Prices vary, but AI tools save money long-term. Otto AI offers cost-effective plans with powerful automation that reduces labor costs and boosts accounting productivity.
Trusted by Creatives and Small Businesses Nationwide.
