Otto AI is modernizing Finance

Turn Creative Work into Confident Income.

One place to send VAT invoices, sign agreements, and track what’s owed—free. Built for freelancers and creative entrepreneurs who want control without admin drama.

In Good Company
"Otto gets what creative businesses need—simplicity, speed, and no distractions."
Cali
Founder · Sorry Dad Co.
Entity Management

Start Your Business Journey Right

Quickly register as a sole trader or limited company. Understand your business structure clearly with our intuitive guides.

Explore Entity Management
Bookkeeping

Human-Led Bookkeeping, Enhanced by AI

Automatically categorise expenses for effortless HMRC compliance. Access support from experienced UK accountants whenever needed.

Explore Bookkeeping
Invoicing

Get paid, on time

Create Mushak-6.3 VAT challans with BIN and client details handled in the background. Share sleek payment links, set reminders, and watch overdue invoices shrink.

Create an Invoice
Contracts

Agreements that protect your income

Use Bangladesh-ready service, NDA, and work-order templates written for creators. E-sign in minutes, then convert to invoices with scope, rates, and milestones intact.

Create an Agreement
Tax Forms

Compliance without the scramble

See monthly totals mapped to Mushak-9.1—sales, purchases, output and input VAT. Export clean figures for VAT Online so filing takes minutes, not weekends.

Explore Tax Strategy
Reporting

Clarity that grows your income

Real-time views of cash flow, revenue trends, and VAT impact. Price confidently, plan your runway, and know exactly what you can reinvest this month.

View Reports

Clear the clutter.

Otto is your all-in-one financial tool.

Otto AI is all you need
Taxes
Invoicing
Contracts
Reporting

Reviews are here.

Directly from our users—how Otto is changing the way creative businesses manage their money.

Preston Tietjen
Propietario de Negocio de Fotografía

"Real-time insights from Otto have been invaluable for managing cash flow and making decisions. The platform is easy to use, and the team is incredibly on top of everything."

Preston Tietjen, Creative Business Owner
favourite features
  • Expense Tracking
  • Generate Invoice
  • Organised
Sophia Yeshi
Creative Business Owner

"I'm excited to help Otto reach more creators because every creative deserves access to the tools and support they need to grow their businesses and focus on what they love—creating."

Sophia Yeshi, Illustrator and Designer
Creator’s favourite features
  • Expense Tracking
  • Organise Invoices
Kai Byrd
Creative Business Owner

"Keeping my finances stable is crucial, and Otto helps me earn more and pay less in taxes. With its focus on creatives, I keep more of what I earn, feeding my business and creativity."

Kai Byrd, Photographer, Creative Director
favourite features
  • Expense Tracking
  • Generate Invoice
  • Organised

$5,000+

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annual tax savings

10 hours

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monthly savings

100% of users feel more in control

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more in control with Otto AI

FAQs

What’s free on Otto AI?

Creating VAT invoices, using local contract templates, e-signing, and exporting Mushak-9.1 summaries are free. Upgrade later only if you need advanced automations or team roles.

How fast can I issue a VAT invoice (Mushak-6.3)?

About a minute. Add buyer details and rate; Otto formats a Mushak-6.3-style challan and payment link you can share instantly.

Do I need a BIN to start?

No. Invoice and contracts work without a BIN. When you register, add your BIN and Otto places it correctly on invoices and summaries.

Can I invoice deposits and milestones?

Yes. Split work into stages, take advances, and keep VAT amounts accurate across each payment—no spreadsheets required.

Will clients accept these invoices?

Yes. They include seller/buyer info, BINs, line items, VAT rate and amount, and clear totals—what clients expect from a valid VAT challan.

Do you support Bangladesh-specific contracts?

Templates for service agreements, NDAs, and work orders are included. Edit scope and terms, e-sign, then link straight to invoicing.

How does Otto help with Mushak-9.1?

We summarise monthly sales, purchases, and VAT so you can copy figures to the VAT Online portal with confidence and keep a tidy export for records.

Can I track who owes me what?

Yes. See outstanding invoices, due dates, and partial payments in one view, with automatic reminders that nudge clients—politely, but effectively.

What payment instructions can I add?

Include bank transfer and MFS details (e.g., bKash) on the invoice and in the link. Clients get everything they need to pay without back-and-forth.

Is my data secure on the free plan?

Your files and invoices are encrypted with audit trails and safe cloud storage. Access everything anytime for client reviews or compliance checks.