Otto AI is modernizing Finance

Your Finances, Fully in Control.

Simplify invoicing, contracts, taxes, and compliance — built for freelancers, entrepreneurs, and small-business owners across the Bahamas.

In Good Company
"Otto gets what creative businesses need—simplicity, speed, and no distractions."
Cali
Founder · Sorry Dad Co.
Entity Management

Start Your Business Journey Right

Quickly register as a sole trader or limited company. Understand your business structure clearly with our intuitive guides.

Explore Entity Management
Bookkeeping

Human-Led Bookkeeping, Enhanced by AI

Automatically categorise expenses for effortless HMRC compliance. Access support from experienced UK accountants whenever needed.

Explore Bookkeeping
Invoicing

Smarter, Faster Invoicing for Every Project

Create and send invoices or bill requests with ease. Track payments, follow up automatically, and keep your cash flow steady — built to help Bahamian entrepreneurs and freelancers get paid on time, every time.

Send an Invoice
Contracts

Manage Every Contract with Ease

Draft, eSign, and manage contracts or agreements securely. Otto AI helps small-business owners and freelancers in the Bahamas stay compliant, meet project deadlines, and keep all signed documents safe and organised.

Create a Contract
Tax Forms

Take Charge of Your Tax Process

File your tax forms confidently — Otto AI helps you prepare and manage your submissions according to Bahamian tax regulations, ensuring accuracy and compliance. Ideal for entrepreneurs who want stress-free and organised filings.

Manage Your Taxes
Reporting

Get Clear Insights into Your Business

Generate professional financial summaries and business performance reports that help you make informed decisions. Otto AI puts all your data in one place — giving you clarity and confidence to grow.

See Your Progress

Clear the clutter.

Otto is your all-in-one financial tool.

Otto AI is all you need
Taxes
Invoicing
Contracts
Reporting

Reviews are here.

Directly from our users—how Otto is changing the way creative businesses manage their money.

Preston Tietjen
Propietario de Negocio de Fotografía

"Real-time insights from Otto have been invaluable for managing cash flow and making decisions. The platform is easy to use, and the team is incredibly on top of everything."

Preston Tietjen, Creative Business Owner
favourite features
  • Expense Tracking
  • Generate Invoice
  • Organised
Sophia Yeshi
Creative Business Owner

"I'm excited to help Otto reach more creators because every creative deserves access to the tools and support they need to grow their businesses and focus on what they love—creating."

Sophia Yeshi, Illustrator and Designer
Creator’s favourite features
  • Expense Tracking
  • Organise Invoices
Kai Byrd
Creative Business Owner

"Keeping my finances stable is crucial, and Otto helps me earn more and pay less in taxes. With its focus on creatives, I keep more of what I earn, feeding my business and creativity."

Kai Byrd, Photographer, Creative Director
favourite features
  • Expense Tracking
  • Generate Invoice
  • Organised

$5,000+

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annual tax savings

10 hours

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monthly savings

100% of users feel more in control

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more in control with Otto AI

FAQs

Can I use Otto AI to send invoices to both local and international clients?

Yes. Otto AI allows you to create and send custom, professional invoices or bill requests with your business name, TIN, contact details, and payment terms. You can also add your logo and branding for a polished look, making it ideal for clients in The Bahamas or overseas.

What payment options can I offer my clients in the Bahamas?

You can accept payments via local bank transfers, debit and credit cards, or online platforms supported by banks such as CIBC FirstCaribbean, RBC Royal Bank, and Scotiabank. Otto AI ensures that all payments are processed quickly and securely, allowing clients to pay you in Bahamian Dollars (BSD) without hassle.

Can I receive payments in other currencies like USD or GBP?

Yes. Otto AI supports multi-currency invoicing, enabling you to issue invoices and receive payments from international clients in USD, GBP, or other major currencies. This makes managing cross-border payments simple and efficient.

Do I need to have a registered business to use Otto AI?

No. Otto AI is designed for everyone — freelancers, entrepreneurs, self-employed professionals, and registered companies alike. Whether you’re just starting out or running an established business, Otto AI helps you organize your invoices, payments, and contracts professionally.

Can I sign contracts digitally using Otto AI?

Yes. Otto AI allows you to create, send, and eSign contracts directly on the platform. Each signature is encrypted, time-stamped, and legally valid under The Bahamas’ Electronic Communications and Transactions Act, ensuring that your agreements are secure and compliant.

Can multiple people sign the same contract?

Yes. Otto AI supports multiple signers, allowing clients, partners, or collaborators to review and sign a single contract either sequentially or simultaneously. This makes closing deals faster and more efficient.

Can I track when clients open or sign contracts and invoices?

Yes. Otto AI provides real-time notifications showing when a client opens, views, or signs a contract or invoice. You’ll always know where each document stands without having to follow up manually.

Is my client and financial data secure?

Absolutely. Otto AI uses advanced, bank-grade encryption and secure cloud storage to safeguard all your invoices, contracts, and client data. Your information stays private, encrypted, and accessible only to authorized users.

Can I automate recurring invoices for regular clients?

Yes. Otto AI lets you set up recurring invoices for ongoing services, retainers, or monthly projects. You can define billing intervals, and Otto AI will automatically send invoices on schedule, saving you time and effort.

Can I share invoices or contracts directly with my clients?

Definitely. Otto AI makes it easy to send invoices, signed agreements, and payment links directly via WhatsApp, email, or secure shareable links. This ensures fast, smooth, and professional communication with your clients anywhere in the world.