Otto AI is modernizing Finance
Get Paid Faster with Smart Invoices and Contracts
Create GRA-ready invoices, contracts, and file tax returns — built for creative professionals and small-business owners.
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Create GRA-ready invoices, contracts, and file tax returns — built for creative professionals and small-business owners.
Quickly register as a sole trader or limited company. Understand your business structure clearly with our intuitive guides.
Automatically categorise expenses for effortless HMRC compliance. Access support from experienced UK accountants whenever needed.
Otto AI helps you issue tax invoices with your TIN, include NHIL, GETFund Levy, and COVID-19 Levy where needed, and apply standard VAT rates. Ideal for service-based work and professional billing.
Create and eSign contracts for consultancy, terms of engagement, or service delivery in minutes. Otto AI supports secure digital signatures and includes templates ready for stamp duty and local use.
File VAT returns (Form VAT 104), personal tax returns (Form 1), and monthly PAYE schedules with Otto AI. Withholding tax declarations and quarterly return forms are auto-filled and GRA-ready.
Otto AI organizes your financial data into clear profit and loss reports, VAT summaries, and levy breakdowns. Designed for solopreneurs and creative professionals who want insight without spreadsheets.
Otto is your all-in-one financial tool.
Directly from our users—how Otto is changing the way creative businesses manage their money.
Otto AI offers free invoicing, contract creation, and access to core tax forms like VAT 104 and PAYE schedules.
Yes. Otto AI uses encrypted storage and strict access controls to protect your reports, returns, and contracts.
All documents are prepared in Ghanaian cedis, with levy fields and VAT structures based on GRA guidelines.
Yes. Otto AI generates VAT invoices that include TIN, levies, and VAT charges structured to meet local tax rules.
Contracts are signed digitally with recognized electronic signature formats that align with Ghana’s e-signing standards.
Otto AI produces VAT summaries, PAYE reports, income statements, and withholding tax breakdowns to simplify your filings.
Otto AI operates in English, using templates and layouts aligned with Ghana’s documentation standards.
Yes. Otto AI syncs with payment providers to track income and match it to your invoicing automatically.
Create an account, enter your TIN and business info, and start building invoices, contracts, or tax forms instantly.
Otto AI applies correct VAT, NHIL, and levy rates automatically, with up-to-date tax rules from GRA.
Yes! Freelancers, consultants, and small businesses across Ghana use Otto AI to automate VAT invoices, sign contracts, and file returns that meet GRA standards.
You can issue your first invoice in under 1 minute. Otto AI automatically fills in VAT, NHIL, and levy details — ready to send.
No, Otto AI is free to start — no credit card required. Simply sign up and start generating invoices or tax forms.
Most users save 4–6 hours per week by automating VAT returns, levy calculations, and client billing.
Yes! Every VAT 104 and Form 1 document can be previewed, edited, and downloaded before submission to the GRA.