Otto AI is modernizing Finance

Your Finances, Fully in Control.

Simplify invoicing, contracts, taxes, and compliance — built for freelancers, entrepreneurs, and small-business owners in Hong Kong.

In Good Company
"Otto gets what creative businesses need—simplicity, speed, and no distractions."
Cali
Founder · Sorry Dad Co.
Entity Management

Start Your Business Journey Right

Quickly register as a sole trader or limited company. Understand your business structure clearly with our intuitive guides.

Explore Entity Management
Bookkeeping

Human-Led Bookkeeping, Enhanced by AI

Automatically categorise expenses for effortless HMRC compliance. Access support from experienced UK accountants whenever needed.

Explore Bookkeeping
Invoicing

Smart and Efficient Invoicing

Create and send invoices or bill requests instantly. Track payments, monitor outstanding balances, and maintain steady cash flow — designed for Hong Kong entrepreneurs who value clarity and speed.

Send an Invoice
Contracts

Manage Contracts with Confidence

Create, eSign, and store contracts or agreements easily. Otto AI helps freelancers and small-business owners in Hong Kong meet compliance standards and manage every signed document seamlessly.

Create a Contract
Tax Forms

Simplify Your Tax Submissions

Prepare and file your tax forms confidently. Otto AI helps you calculate deductions, complete FIRS forms, and stay compliant with Hong Kong Inland Revenue Department (IRD) regulations — making tax season stress-free and efficient.

Manage Your Taxes
Reporting

Gain Clarity with Financial Reports

Generate professional financial summaries and business performance reports to understand your cash flow and growth. Otto AI gives Hong Kong entrepreneurs the insights needed to make smart financial decisions.

View Reports

Clear the clutter.

Otto is your all-in-one financial tool.

Otto AI is all you need
Taxes
Invoicing
Contracts
Reporting

Reviews are here.

Directly from our users—how Otto is changing the way creative businesses manage their money.

Preston Tietjen
Propietario de Negocio de Fotografía

"Real-time insights from Otto have been invaluable for managing cash flow and making decisions. The platform is easy to use, and the team is incredibly on top of everything."

Preston Tietjen, Creative Business Owner
favourite features
  • Expense Tracking
  • Generate Invoice
  • Organised
Sophia Yeshi
Creative Business Owner

"I'm excited to help Otto reach more creators because every creative deserves access to the tools and support they need to grow their businesses and focus on what they love—creating."

Sophia Yeshi, Illustrator and Designer
Creator’s favourite features
  • Expense Tracking
  • Organise Invoices
Kai Byrd
Creative Business Owner

"Keeping my finances stable is crucial, and Otto helps me earn more and pay less in taxes. With its focus on creatives, I keep more of what I earn, feeding my business and creativity."

Kai Byrd, Photographer, Creative Director
favourite features
  • Expense Tracking
  • Generate Invoice
  • Organised

$5,000+

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annual tax savings

10 hours

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monthly savings

100% of users feel more in control

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more in control with Otto AI

FAQs

Can Otto AI create invoices that comply with Hong Kong business standards?

Yes. Otto AI lets you generate professional invoices or bill requests that include your Business Registration Number (BRN), company details, and payment terms in line with Hong Kong’s business and Inland Revenue Department (IRD) standards. You can also add your logo, address, and invoice numbering to meet compliance and present a polished professional image.

How can I receive payments through Otto AI in Hong Kong?

You can receive payments via FPS (Faster Payment System), local bank transfers, or credit and debit card integrations. Otto AI automatically tracks and records all transactions, giving you a real-time overview of your cash flow and client payments in Hong Kong Dollars (HKD).

Can I receive payments from international clients?

Yes. Otto AI supports multi-currency invoicing, allowing you to issue invoices and receive payments from clients in currencies like USD, GBP, or EUR. This makes it ideal for freelancers, consultants, and small businesses that work across borders.

Do I need to have a registered business to use Otto AI?

No. Otto AI is flexible for everyone — freelancers, sole proprietors, and registered companies alike. You can manage invoices, track payments, and maintain compliance even if you’re not yet formally registered as a business.

Can Otto AI help with agreements and client contracts?

Yes. Otto AI enables you to create, eSign, and manage client contracts or service agreements securely. Each eSignature is encrypted, time-stamped, and compliant with Hong Kong’s Electronic Transactions Ordinance, ensuring your documents are legally valid and securely stored.

Can multiple parties sign a contract through Otto AI?

Yes. Otto AI supports multiple signers on a single document, allowing clients, vendors, or partners to review and eSign sequentially or simultaneously. This streamlines collaboration and speeds up project approvals.

Can I track when clients open or sign invoices and contracts?

Absolutely. Otto AI provides real-time tracking and notifications when your invoices or contracts are opened, viewed, or signed. You’ll always know your document status without having to follow up manually.

Is my data secure on Otto AI?

Yes. Otto AI uses enterprise-grade, bank-level encryption and complies with global data protection standards such as GDPR. Your financial, client, and contract data remain private, encrypted, and accessible only to authorized users.

Can I automate recurring invoices for repeat clients?

Yes. Otto AI allows you to set up recurring invoices for ongoing projects, subscriptions, or retainers. Once scheduled, Otto AI automatically generates and sends them based on your chosen billing frequency, ensuring consistent, timely invoicing.

Can I send invoices and contracts directly to clients?

Definitely. Otto AI lets you share invoices, payment links, and signed contracts instantly via email, WhatsApp, or secure shareable links. This keeps client communication smooth, professional, and efficient from start to finish.