Otto AI is modernizing Finance

Simplify Income & Compliance Without Paper Chase

Track earnings, send invoices, and sign contracts from all from one simple dashboard.

In Good Company
"Otto gets what creative businesses need—simplicity, speed, and no distractions."
Cali
Founder · Sorry Dad Co.
Entity Management

Start Your Business Journey Right

Quickly register as a sole trader or limited company. Understand your business structure clearly with our intuitive guides.

Explore Entity Management
Bookkeeping

Human-Led Bookkeeping, Enhanced by AI

Automatically categorise expenses for effortless HMRC compliance. Access support from experienced UK accountants whenever needed.

Explore Bookkeeping
Invoicing

Create VAT-Compliant Invoices in Seconds

Otto AI lets you issue VAT-compliant invoices with your PPS or VAT number, apply reverse charge logic, and send compliant documents for services supplied. Built for solopreneurs and creative professionals needing accurate and fast billing.

Create an Invoice
Contracts

Legally-Binding Contracts in Minutes

Otto AI helps you create contracts for services, terms of engagement, or independent contractor agreements with full support for digital signing under EU eIDAS rules. Small businesses can manage project scope and signatures from anywhere.

Generate a Contract
Tax Forms

Accurate Filing for VAT3 and Form 11

Prepare and file key documents like VAT3 returns, Form 11, and RCT submissions with Otto AI. Income tax self-assessment, preliminary tax tracking, and Revenue e-filing are all built in.

File a Tax Form
Reports

Business Reports That Make Sense

Otto AI turns income, expenses, and VAT returns into organized reports like profit and loss summaries, VAT statements, and Revenue-ready tax breakdowns. Perfect for any creative business.

View Reports

Clear the clutter.

Otto is your all-in-one financial tool.

Otto AI is all you need
Taxes
Invoicing
Contracts
Reporting

Reviews are here.

Directly from our users—how Otto is changing the way creative businesses manage their money.

Preston Tietjen
Propietario de Negocio de Fotografía

"Real-time insights from Otto have been invaluable for managing cash flow and making decisions. The platform is easy to use, and the team is incredibly on top of everything."

Preston Tietjen, Creative Business Owner
favourite features
  • Expense Tracking
  • Generate Invoice
  • Organised
Sophia Yeshi
Creative Business Owner

"I'm excited to help Otto reach more creators because every creative deserves access to the tools and support they need to grow their businesses and focus on what they love—creating."

Sophia Yeshi, Illustrator and Designer
Creator’s favourite features
  • Expense Tracking
  • Organise Invoices
Kai Byrd
Creative Business Owner

"Keeping my finances stable is crucial, and Otto helps me earn more and pay less in taxes. With its focus on creatives, I keep more of what I earn, feeding my business and creativity."

Kai Byrd, Photographer, Creative Director
favourite features
  • Expense Tracking
  • Generate Invoice
  • Organised

$5,000+

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annual tax savings

10 hours

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monthly savings

100% of users feel more in control

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more in control with Otto AI

FAQs

What's free on Otto AI?

Otto AI lets you send invoices, generate contracts, and prepare basic tax forms like VAT3 and Form 11 without payment. Advanced tools are optional.

Is my financial data secure on this platform?

Yes. Otto AI uses secure encryption and GDPR-compliant practices to keep your contracts, reports, and Revenue data safe.

Does Otto AI support my local currency?

Yes. Invoices and reports are generated in euros with VAT formatting based on Revenue requirements.

Can I automatically create tax-compliant invoices?

Absolutely. Otto AI builds invoices that include VAT numbers, reverse charge notes, and legally required fields for services rendered.

How are eSignatures handled?

Contracts can be signed digitally using eIDAS-compliant eSignatures that meet Revenue and EU standards.

What types of reports can the platform generate?

Otto AI provides profit and loss summaries, VAT3 reports, and tax-ready documents for self-employed earnings and business income.

Can I use Otto AI in my native language?

Otto AI supports English with templates and layouts designed for local business documentation.

Does it integrate with payment platforms?

Yes. Otto AI connects with common payment gateways so you can track income and match it to invoices easily.

How do I get started with Otto AI?

Just sign up, add your VAT or PPS number if you have one, and start creating invoices, contracts, or tax reports instantly.

Is Otto AI accurate with tax calculations?

Yes. Otto AI applies correct VAT and RCT rates, auto-updates for Revenue changes, and structures forms to match current submission rules.

Do freelancers in Ireland already use Otto AI?

Yes — independent contractors and creative professionals across Ireland use Otto AI to automate invoices, contracts, and Revenue filings in minutes.

How quickly can I send my first invoice?

You can issue your first invoice in under 1 minute — Otto AI pre-fills VAT fields and formats automatically for Revenue submission.

Do I need a credit card to start?

No. Your Otto AI account is free to start; no credit card required.

How much time can Otto AI save me?

Users save 4–6 hours per week by automating VAT3 returns, Form 11 summaries, and contract signing.

Can I review forms before filing?

Absolutely — you can preview, edit, and download every VAT3 return or contract before submission to ensure accuracy.