Otto AI is modernizing Finance

Manage Income, Invoices & Contracts, and Tax

Simplify invoicing, contracts, taxes, and cash flow — built for Kenyan freelancers, creatives, and small-business owners.

In Good Company
"Otto gets what creative businesses need—simplicity, speed, and no distractions."
Cali
Founder · Sorry Dad Co.
Entity Management

Start Your Business Journey Right

Quickly register as a sole trader or limited company. Understand your business structure clearly with our intuitive guides.

Explore Entity Management
Bookkeeping

Human-Led Bookkeeping, Enhanced by AI

Automatically categorise expenses for effortless HMRC compliance. Access support from experienced UK accountants whenever needed.

Explore Bookkeeping
Invoicing

Create and Send KRA-Compliant Invoices Instantly

Otto AI lets you generate VAT invoices with your KRA PIN, apply correct rates, and stay fully TIMS-compliant. Add business registration numbers and auto-fill ETR invoice fields for consultancy and service-based work.

Create an Invoice
Contracts

Draft and Sign Legal Agreements Online

Create service contracts, scopes of work, or MoUs in minutes — all digitally signed and compliant with Kenyan standards. Agreements are structured for Kenya’s legal requirements, including stamp duty considerations and eSign-friendly formats.

Generate a Contract
Tax Forms

Simplify VAT3 and PAYE Returns

Prepare and file VAT3 returns, PAYE forms, and income tax returns like IT1 through iTax-compatible templates. Otto AI also helps you calculate withholding tax and advance payments with auto-filled fields.

File a Tax Form
Reports

Understand Your Business at a Glance

Otto AI transforms your invoicing and tax data into income summaries, profit and loss statements, and VAT filing reports. Built for creative professionals and small businesses that need clarity and speed.

View Reports

Clear the clutter.

Otto is your all-in-one financial tool.

Otto AI is all you need
Taxes
Invoicing
Contracts
Reporting

Reviews are here.

Directly from our users—how Otto is changing the way creative businesses manage their money.

Preston Tietjen
Propietario de Negocio de Fotografía

"Real-time insights from Otto have been invaluable for managing cash flow and making decisions. The platform is easy to use, and the team is incredibly on top of everything."

Preston Tietjen, Creative Business Owner
favourite features
  • Expense Tracking
  • Generate Invoice
  • Organised
Sophia Yeshi
Creative Business Owner

"I'm excited to help Otto reach more creators because every creative deserves access to the tools and support they need to grow their businesses and focus on what they love—creating."

Sophia Yeshi, Illustrator and Designer
Creator’s favourite features
  • Expense Tracking
  • Organise Invoices
Kai Byrd
Creative Business Owner

"Keeping my finances stable is crucial, and Otto helps me earn more and pay less in taxes. With its focus on creatives, I keep more of what I earn, feeding my business and creativity."

Kai Byrd, Photographer, Creative Director
favourite features
  • Expense Tracking
  • Generate Invoice
  • Organised

$5,000+

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annual tax savings

10 hours

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monthly savings

100% of users feel more in control

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more in control with Otto AI

FAQs

What's free on Otto AI?

You can create invoices, generate contracts, and file basic returns like VAT3 and PAYE without charge. Paid plans unlock more automation and storage.

Is my financial data secure on this platform?

Yes. Otto AI encrypts all documents, tax data, and contracts to protect your information at every step.

Does Otto AI support my local currency?

Yes. All invoices and reports are generated in Kenyan shillings, with VAT fields and KRA PIN integration.

Can I automatically create tax-compliant invoices?

Otto AI generates VAT invoices that include your KRA PIN, meet TIMS requirements, and structure billing based on local tax formats.

How are eSignatures handled?

Contracts are signed using legally recognized electronic signature methods that meet Kenya’s digital documentation standards.

What types of reports can the platform generate?

Otto AI provides income reports, VAT summaries, and tax filing documents tailored for small businesses and service providers.

Can I use Otto AI in my native language?

Otto AI operates in English with templates written in the standard business format used in Kenya.

Does it integrate with payment platforms?

Yes. Otto AI connects with supported gateways to track payments and sync them with issued invoices.

How do I get started with Otto AI?

Just sign up, enter your KRA PIN or business number, and start issuing invoices or tax forms immediately.

Is Otto AI accurate with tax calculations?

Otto AI uses current VAT, PAYE, and withholding tax rates to ensure filings and forms are accurate and ready for iTax.

Do freelancers and small businesses in Kenya use Otto AI?

Yes! Consultants, digital agencies, and service-based professionals across Kenya rely on Otto AI to automate invoicing, eSign contracts, and manage iTax submissions with ease.

How fast can I issue my first invoice?

You can create and send your first KRA-compliant invoice in under 1 minute. Otto AI pre-fills VAT and TIMS details automatically.

Do I need a credit card to start?

No. Otto AI is completely free to start — no credit card required.

How much time can Otto AI save me weekly?

Most users save 4–6 hours per week by automating VAT3 and PAYE filings and syncing payments directly from clients.

Can I review or edit tax forms before filing?

Absolutely. Otto AI lets you preview and update each form — VAT3, PAYE, or IT1 — before final submission through iTax.