Otto AI is modernizing Finance
Your Finances, Under Control.
Simplify invoicing, contracts, taxes, and compliance — built for freelancers, creative professionals, and small-business owners across Kiribati.
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Simplify invoicing, contracts, taxes, and compliance — built for freelancers, creative professionals, and small-business owners across Kiribati.
Quickly register as a sole trader or limited company. Understand your business structure clearly with our intuitive guides.
Automatically categorise expenses for effortless HMRC compliance. Access support from experienced UK accountants whenever needed.
Create, send, and manage invoices or bill requests with ease. Track payments, monitor due dates, and keep your cash flow steady — made for Kiribati entrepreneurs who value efficiency and clarity.
Draft, eSign, and organise contracts or agreements securely. Otto AI helps freelancers and small-business owners in Kiribati manage signed documents with confidence, ensuring compliance and client satisfaction.
Plan, prepare, and file your tax forms effortlessly — Otto AI helps you organise deductions, complete FIRS forms, and meet Kiribati tax obligations accurately. Perfect for entrepreneurs who want stress-free tax filing.
Generate clear financial summaries and business performance reports to track your progress. Otto AI provides data-driven insights that help you plan for growth and make confident financial decisions.
Otto is your all-in-one financial tool.
Directly from our users—how Otto is changing the way creative businesses manage their money.
Yes. Otto AI allows you to create and customize invoices or bill requests that include your business name, Tax Identification Number (TIN), and local payment details. You can tailor your invoices to meet Kiribati’s business and documentation standards while keeping your communications professional for both local and overseas clients.
Clients can pay through local bank transfers, cash deposits, or online payments via major banking networks such as ANZ Kiribati and the Bank of Kiribati. Otto AI helps you track all transactions automatically, ensuring smooth payment management in Kiribati dollars (AUD).
Yes. Otto AI supports multi-currency invoicing, allowing you to bill clients and accept payments in other currencies like USD, AUD, or NZD. This makes Otto AI perfect for freelancers and businesses working with international partners.
Not necessarily. Otto AI is designed for flexibility — whether you’re self-employed, freelancing, or managing a registered business. You can handle clients, contracts, and finances professionally regardless of your business registration status.
Yes. Otto AI enables you to eSign contracts and agreements securely within the platform. Each signature is encrypted, time-stamped, and compliant with international digital signature standards, helping you finalize agreements quickly and confidently.
Yes. Otto AI supports multiple signers, allowing clients, partners, and vendors to sign a single contract either one after another or simultaneously. This flexibility makes project and business agreements seamless.
Yes. Otto AI provides real-time updates whenever clients open, view, or sign a document. This ensures transparency and helps you manage follow-ups efficiently.
Absolutely. Otto AI uses enterprise-grade encryption and secure cloud infrastructure to protect all invoices, contracts, and client data. Your information remains private, fully encrypted, and accessible only to authorized users.
Yes. Otto AI allows you to automate recurring invoices for repeat clients or ongoing projects. Once set up, Otto AI automatically sends invoices on your preferred schedule, saving you time and ensuring timely billing.
Definitely. Otto AI lets you send invoices, payment links, and signed agreements directly through email, WhatsApp, or other messaging apps. This helps you maintain quick, professional communication and deliver an excellent client experience.