Otto AI is modernizing Finance
Create SST-Compliant Invoices & Digital Contracts
Create invoices, e-sign contracts, and file taxes forms — built for freelancers, creative professionals.
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Create invoices, e-sign contracts, and file taxes forms — built for freelancers, creative professionals.
Quickly register as a sole trader or limited company. Understand your business structure clearly with our intuitive guides.
Automatically categorise expenses for effortless HMRC compliance. Access support from experienced UK accountants whenever needed.
Otto AI helps you create tax invoices with your SST number and service details, including 6% SST where applicable. Format your invoice to meet LHDN and Kastam standards, ready for business use.
Generate service agreements, project scopes, or independent contracts using Malaysian-style templates. Otto AI supports digital signatures and contract structures suitable for stamp duty and e-signing acceptance.
File SST returns (Form SST-02), CP500 installments, and e-BE or e-B forms through Otto AI. Withholding tax and business tax schedules are generated and formatted for LHDN submission.
Otto AI provides SST summaries, income statements, and tax deduction reports. Get a profit and loss view or export structured reports to match your e-filing records.
Otto is your all-in-one financial tool.
Directly from our users—how Otto is changing the way creative businesses manage their money.
Yes. Otto AI allows you to create polished, GST-ready invoices or bill requests that include all necessary business details such as your company name, registration number, and payment terms. You can also add your logo and branding for a professional look, suitable for freelancers and businesses of any size.
Absolutely. Otto AI integrates with local payment systems including DuitNow, FPX, and major Malaysian banks. Your clients can pay you easily and securely in Malaysian Ringgit (MYR), and all payment statuses are automatically updated in your dashboard for better tracking.
No. Otto AI is designed to support everyone — from freelancers and self-employed professionals to registered businesses. You can manage invoices, payments, and clients seamlessly whether or not your business is formally registered with SSM.
Yes. You can digitally sign contracts and agreements directly within Otto AI. Each eSignature is secure, time-stamped, and compliant with Malaysia’s Digital Signature Act 1997, ensuring legal validity and peace of mind for both you and your clients.
Yes. Otto AI supports multiple signers on a single document. You can invite different parties to review and sign contracts in sequence or simultaneously, depending on your workflow and project needs.
Yes. Otto AI provides real-time tracking and notifications for every step — you’ll know when a client opens, reviews, or completes signing a contract, helping you stay on top of pending approvals.
Yes. Otto AI uses bank-grade encryption and secure cloud storage to protect all your documents. Your contracts, invoices, and client information are stored safely and accessible only to authorised users.
Yes. You can easily add detailed line items — such as service descriptions, quantities, rates, and taxes — for transparent billing and professional documentation.
Yes. Otto AI allows you to automate recurring invoices for ongoing clients or subscriptions. You can define billing intervals and due dates, and Otto AI will send them automatically, saving you valuable time.
Definitely. Otto AI makes it simple to share invoices, payment links, or signed agreements instantly via WhatsApp, email, or downloadable links. This helps you communicate quickly and keep your client relationships running smoothly.