Otto AI is modernizing Finance
Manage Your Invoices, Contracts & Income
Create invoices, manage client contracts, and track income — all in one place. Otto AI simplifies your finances for free.
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Create invoices, manage client contracts, and track income — all in one place. Otto AI simplifies your finances for free.
Quickly register as a sole trader or limited company. Understand your business structure clearly with our intuitive guides.
Automatically categorise expenses for effortless HMRC compliance. Access support from experienced UK accountants whenever needed.
Otto AI helps you create and manage VAT invoices, apply withholding tax deductions, and include your TIN or RC number effortlessly. Perfect for freelancers billing for services rendered.
Generate and eSign service agreements, MoUs, and scope of work contracts using compliant templates with digital signature support. Otto AI ensures your engagement letters meet local freelance standards.
Otto AI prepares and organizes forms like PAYE schedules, VAT Form 002, and WHT credit notes for accurate e-filing through the FIRS portal. Stop stressing about monthly returns.
Instantly generate reports such as income and expenditure summaries, VAT remittance breakdowns, and freelance income trackers, all in a local-friendly format.
Otto is your all-in-one financial tool.
Directly from our users—how Otto is changing the way creative businesses manage their money.
You can generate invoices, contracts, and basic reports, and access limited tax form tools—all at no cost.
Yes. Otto AI uses encryption and follows global standards to protect your tax and income details.
Yes. All invoices and reports are generated in naira, with VAT and WHT included where applicable.
Absolutely. Otto AI helps you issue invoices that include TIN, WHT, and VAT values based on FIRS guidelines.
Contracts can be digitally signed within Otto AI using locally compliant electronic signature protocols.
You can create profit and loss statements, VAT summaries, and withholding tax reports tailored for freelance income tracking.
Otto AI supports clear, professional English used in Nigerian business documents.
Yes. Otto AI can link to local and global payment systems for tracking income alongside invoicing.
Just sign up, enter your RC number or TIN if you have one, and start creating your first invoice or contract.
Yes! Thousands of freelancers, creatives, and consultants across Nigeria use Otto AI to simplify invoicing, contracts, and tax filing. You can preview invoice templates and reports inside your account before sending them to clients.
In less than 1 minute. Otto AI is designed for freelancers who want to invoice and get paid faster—no setup stress, no spreadsheets.
Yes, it’s completely free to start. You don’t need a credit card to sign up—just create your account and generate your first invoice instantly.
Absolutely. Users report saving 4–6 hours per week by automating VAT and WHT forms and sending invoices instantly. You’ll never miss a filing deadline again.
Yes, every document—invoice, contract, or report—can be previewed and edited before it’s sent or exported for filing. You stay fully in control.
Otto AI applies correct VAT and WHT rates and updates automatically based on current FIRS standards.