Easily manage income, invoices, and client agreements with Otto AI’s — built for creative professionals and small business owners who value accuracy and simplicity.
Quickly register as a sole trader or limited company. Understand your business structure clearly with our intuitive guides.
Automatically categorise expenses for effortless HMRC compliance. Access support from experienced UK accountants whenever needed.
Create professional GST invoices that include your IRD number, client details, and all required local fields. Otto AI lets freelancers send, track, and manage payments automatically while staying compliant with Inland Revenue standards.
Write, edit, and sign service agreements and project scopes digitally. Otto AI helps you craft legally sound contracts with secure digital signatures, ensuring every client project stays clear, valid, and protected.
Otto AI prepares GST returns, PAYE summaries, and IRD-ready statements automatically. From deductions to online filing, it simplifies compliance so you can focus on your creative work instead of forms.
View income statements, expense ledgers, and GST reconciliation reports at a glance. Otto AI delivers precise, Xero-compatible summaries that keep your freelance finances crystal clear.
Otto is your all-in-one financial tool.
Directly from our users—how Otto is changing the way creative businesses manage their money.
Yes, Otto AI supports the New Zealand Dollar (NZD) for invoices, payments, and reports.
Absolutely. Otto AI generates GST-compliant invoices with IRD and business number fields to meet local standards.
Yes. Otto AI uses English and includes New Zealand business terminology for an intuitive experience.
You can create invoices, contracts, and reports for free. Premium plans unlock advanced automation and integrations.
Sign up, add your business details, and create your first invoice or contract in minutes — no credit card needed.
Yes, Otto AI connects with Stripe, PayPal, and local bank transfers for smooth client payments.
Your data is encrypted and stored securely. Otto AI follows strict privacy standards to protect your business information.
Otto AI delivers precise GST calculations and invoice totals, saving hours of manual work each month.
You can digitally sign contracts within Otto AI. Each signature is legally valid and securely stored.
Otto AI produces income statements, GST summaries, expense reports, and profit insights aligned with local accounting standards.
Yes! Designers, photographers, and small agencies across NZ rely on Otto AI for quick invoicing, contract signing, and GST tracking. You can preview professional templates before sending them to clients.
In under 1 minute. Most users create and send their first invoice right after sign-up — no setup, no training, just plug in your details and go.
No. Your free account requires no credit card. Sign up, add your business info, and start managing invoices instantly.
Users typically save 4–6 hours per week by automating GST returns and payment tracking — that’s more time for creative work.
Absolutely. You can preview, edit, and download every invoice or contract to ensure it’s perfect before clients see it.