Otto AI is modernizing Finance

Smart Invoicing & Contracts for Creative Professionals

Easily manage income, invoices, and client agreements with Otto AI’s — built for creative professionals and small business owners who value accuracy and simplicity.

In Good Company
"Otto gets what creative businesses need—simplicity, speed, and no distractions."
Cali
Founder · Sorry Dad Co.
Entity Management

Start Your Business Journey Right

Quickly register as a sole trader or limited company. Understand your business structure clearly with our intuitive guides.

Explore Entity Management
Bookkeeping

Human-Led Bookkeeping, Enhanced by AI

Automatically categorise expenses for effortless HMRC compliance. Access support from experienced UK accountants whenever needed.

Explore Bookkeeping
Invoicing

Send GST-Ready Invoices in Seconds

Create professional GST invoices that include your IRD number, client details, and all required local fields. Otto AI lets freelancers send, track, and manage payments automatically while staying compliant with Inland Revenue standards.

Create an Invoice
Contracts

Draft & eSign Professional Agreements

Write, edit, and sign service agreements and project scopes digitally. Otto AI helps you craft legally sound contracts with secure digital signatures, ensuring every client project stays clear, valid, and protected.

Generate a Contract
Tax Forms

Automate GST & PAYE Submissions

Otto AI prepares GST returns, PAYE summaries, and IRD-ready statements automatically. From deductions to online filing, it simplifies compliance so you can focus on your creative work instead of forms.

File a Tax Form
Reports

Get Clear Business Insights Fast

View income statements, expense ledgers, and GST reconciliation reports at a glance. Otto AI delivers precise, Xero-compatible summaries that keep your freelance finances crystal clear.

View Reports

Clear the clutter.

Otto is your all-in-one financial tool.

Otto AI is all you need
Taxes
Invoicing
Contracts
Reporting

Reviews are here.

Directly from our users—how Otto is changing the way creative businesses manage their money.

Preston Tietjen
Propietario de Negocio de Fotografía

"Real-time insights from Otto have been invaluable for managing cash flow and making decisions. The platform is easy to use, and the team is incredibly on top of everything."

Preston Tietjen, Creative Business Owner
favourite features
  • Expense Tracking
  • Generate Invoice
  • Organised
Sophia Yeshi
Creative Business Owner

"I'm excited to help Otto reach more creators because every creative deserves access to the tools and support they need to grow their businesses and focus on what they love—creating."

Sophia Yeshi, Illustrator and Designer
Creator’s favourite features
  • Expense Tracking
  • Organise Invoices
Kai Byrd
Creative Business Owner

"Keeping my finances stable is crucial, and Otto helps me earn more and pay less in taxes. With its focus on creatives, I keep more of what I earn, feeding my business and creativity."

Kai Byrd, Photographer, Creative Director
favourite features
  • Expense Tracking
  • Generate Invoice
  • Organised

$5,000+

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annual tax savings

10 hours

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monthly savings

100% of users feel more in control

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more in control with Otto AI

FAQs

Does Otto AI support local currency?

Yes, Otto AI supports the New Zealand Dollar (NZD) for invoices, payments, and reports.

Can I create tax-compliant invoices automatically?

Absolutely. Otto AI generates GST-compliant invoices with IRD and business number fields to meet local standards.

Can I use Otto AI in my native language?

Yes. Otto AI uses English and includes New Zealand business terminology for an intuitive experience.

What’s free on Otto AI?

You can create invoices, contracts, and reports for free. Premium plans unlock advanced automation and integrations.

How do I get started with Otto AI?

Sign up, add your business details, and create your first invoice or contract in minutes — no credit card needed.

Does Otto AI integrate with payment platforms?

Yes, Otto AI connects with Stripe, PayPal, and local bank transfers for smooth client payments.

Is my financial data secure with your platform?

Your data is encrypted and stored securely. Otto AI follows strict privacy standards to protect your business information.

How accurate is Otto AI’s automation?

Otto AI delivers precise GST calculations and invoice totals, saving hours of manual work each month.

How does Otto AI handle eSignatures?

You can digitally sign contracts within Otto AI. Each signature is legally valid and securely stored.

What kind of reports can Otto AI generate?

Otto AI produces income statements, GST summaries, expense reports, and profit insights aligned with local accounting standards.

Do creatives in New Zealand already use Otto AI?

Yes! Designers, photographers, and small agencies across NZ rely on Otto AI for quick invoicing, contract signing, and GST tracking. You can preview professional templates before sending them to clients.

How quickly can I send my first invoice?

In under 1 minute. Most users create and send their first invoice right after sign-up — no setup, no training, just plug in your details and go.

Do I need a credit card to get started?

No. Your free account requires no credit card. Sign up, add your business info, and start managing invoices instantly.

How much time can I actually save with Otto AI?

Users typically save 4–6 hours per week by automating GST returns and payment tracking — that’s more time for creative work.

Can I preview or edit my documents before sending?

Absolutely. You can preview, edit, and download every invoice or contract to ensure it’s perfect before clients see it.