Otto AI is modernizing Finance

Manage Income, Contracts, and Tax Without Confusion

Track payments, generate compliant invoices, and stay organized. Build for freelancers, professionals, and small-business owners.

In Good Company
"Otto gets what creative businesses need—simplicity, speed, and no distractions."
Cali
Founder · Sorry Dad Co.
Entity Management

Start Your Business Journey Right

Quickly register as a sole trader or limited company. Understand your business structure clearly with our intuitive guides.

Explore Entity Management
Bookkeeping

Human-Led Bookkeeping, Enhanced by AI

Automatically categorise expenses for effortless HMRC compliance. Access support from experienced UK accountants whenever needed.

Explore Bookkeeping
Invoicing

Create Sales Tax Invoices Instantly

Otto AI helps you generate professional invoices with your NTN or STRN, apply GST correctly, and include all FBR-required details for services rendered. Ideal for small businesses and creative professionals managing service-based income.

Create an Invoice
Contracts

Stamp-Free Agreements in Minutes

Quickly create and sign digital service agreements, work contracts, and legal scopes of work. Otto AI supports eSignatures recognized for electronic contracts and helps eliminate the need for manual paperwork or stamp paper.

Generate a Contract
Tax Forms

Simplify FBR Filing and Returns

Generate and manage Income Tax Returns, PRA filings, and monthly Sales Tax Returns like Annex-C and Annex-F automatically. Otto AI pre-fills data, calculates taxes, and keeps you compliant with eFiling standards.

File a Tax Form
Reports

Get Income and Tax Reports Fast

Otto AI converts your invoices and tax data into smart reports like profit and loss statements, sales tax summaries, and business income breakdowns. Designed for professionals who want clarity without the spreadsheets.

View Reports

Clear the clutter.

Otto is your all-in-one financial tool.

Otto AI is all you need
Taxes
Invoicing
Contracts
Reporting

Reviews are here.

Directly from our users—how Otto is changing the way creative businesses manage their money.

Preston Tietjen
Propietario de Negocio de Fotografía

"Real-time insights from Otto have been invaluable for managing cash flow and making decisions. The platform is easy to use, and the team is incredibly on top of everything."

Preston Tietjen, Creative Business Owner
favourite features
  • Expense Tracking
  • Generate Invoice
  • Organised
Sophia Yeshi
Creative Business Owner

"I'm excited to help Otto reach more creators because every creative deserves access to the tools and support they need to grow their businesses and focus on what they love—creating."

Sophia Yeshi, Illustrator and Designer
Creator’s favourite features
  • Expense Tracking
  • Organise Invoices
Kai Byrd
Creative Business Owner

"Keeping my finances stable is crucial, and Otto helps me earn more and pay less in taxes. With its focus on creatives, I keep more of what I earn, feeding my business and creativity."

Kai Byrd, Photographer, Creative Director
favourite features
  • Expense Tracking
  • Generate Invoice
  • Organised

$5,000+

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annual tax savings

10 hours

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monthly savings

100% of users feel more in control

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more in control with Otto AI

FAQs

What's free on Otto AI?

You can create invoices, generate contracts, and prepare essential tax forms like Sales Tax Returns and ITR at no cost.

Is my financial data secure on this platform?

Yes. Otto AI keeps your financial records, contracts, and return data encrypted and secure at all times.

Does Otto AI support my local currency?

All documents are generated in PKR with GST, withholding tax, and income fields aligned to FBR standards.

Can I automatically create tax-compliant invoices?

Absolutely. Otto AI supports GST-calculated invoicing, includes NTN and STRN fields, and ensures compliance with FBR requirements.

How are eSignatures handled?

Otto AI supports digital signatures for legal electronic agreements, accepted for service contracts and online documentation.

What types of reports can the platform generate?

You can create profit and loss reports, GST summaries, and tax deduction statements that simplify business tracking and return filing.

Can I use Otto AI in my native language?

Otto AI is designed in clear English with templates built for local business documentation styles.

Does it integrate with payment platforms?

Yes. Otto AI connects with popular platforms to match incoming payments with invoices in real time.

How do I get started with Otto AI?

Sign up, enter your NTN or STRN if available, and create your first invoice or contract in just a few clicks.

Is Otto AI accurate with tax calculations?

Yes. Otto AI automatically calculates GST, income tax, and withholding based on current FBR and PRA rules.

Do freelancers and small businesses in Pakistan use Otto AI?

Yes — consultants, digital agencies, and creative professionals across Pakistan use Otto AI to automate GST invoices, contracts, and FBR return filings with accuracy.

How fast can I send my first invoice?

In less than 1 minute. Otto AI pre-fills NTN, STRN, and tax details so you can issue your first invoice right after signing up.

Do I need a credit card to start?

No. Otto AI is completely free to start — no credit card or subscription required.

How much time can Otto AI save weekly?

Users typically save 4–6 hours per week by automating Sales Tax Returns, TDS summaries, and invoice follow-ups.

Can I preview or download tax forms before filing?

Absolutely. Otto AI lets you review, edit, and download all GST and income tax forms before submission to ensure full compliance.