Otto AI is modernizing Finance

Create GST Invoices & Legally Valid Contracts Online

Send compliant invoices, sign contracts, and file tax returns — the smarter way to run your business.

In Good Company
"Otto gets what creative businesses need—simplicity, speed, and no distractions."
Cali
Founder · Sorry Dad Co.
Entity Management

Start Your Business Journey Right

Quickly register as a sole trader or limited company. Understand your business structure clearly with our intuitive guides.

Explore Entity Management
Bookkeeping

Human-Led Bookkeeping, Enhanced by AI

Automatically categorise expenses for effortless HMRC compliance. Access support from experienced UK accountants whenever needed.

Explore Bookkeeping
Invoicing

Send IRAS-Compliant GST Invoices Instantly

Otto AI helps you create GST invoices with UEN, structured to match IRAS requirements and ready for use with the InvoiceNow network. Add service details, GST breakdowns, and issue documents quickly.

Create an Invoice
Contracts

Draft Legal Agreements in Minutes

Create project-based contracts, terms of service, or consultancy agreements using templates built for digital signing and local formats. Otto AI supports Singpass-authenticated signing and e-contract readiness.

Generate a Contract
Tax Forms

Automate GST and Income Tax Filing

Prepare GST returns (Form F5), Form B/B1 for self-employed tax filing, and withholding tax declarations. Otto AI calculates totals and formats everything for IRAS e-Submission.

File a Tax Form
Reports

Smart Reports for Fast Decision Making

Get clear profit and loss statements, GST summaries, and income breakdowns auto-generated from your invoicing data. Otto AI prepares tax-ready summaries and ECI-aligned reports without the manual formatting.

View Reports

Clear the clutter.

Otto is your all-in-one financial tool.

Otto AI is all you need
Taxes
Invoicing
Contracts
Reporting

Reviews are here.

Directly from our users—how Otto is changing the way creative businesses manage their money.

Preston Tietjen
Propietario de Negocio de Fotografía

"Real-time insights from Otto have been invaluable for managing cash flow and making decisions. The platform is easy to use, and the team is incredibly on top of everything."

Preston Tietjen, Creative Business Owner
favourite features
  • Expense Tracking
  • Generate Invoice
  • Organised
Sophia Yeshi
Creative Business Owner

"I'm excited to help Otto reach more creators because every creative deserves access to the tools and support they need to grow their businesses and focus on what they love—creating."

Sophia Yeshi, Illustrator and Designer
Creator’s favourite features
  • Expense Tracking
  • Organise Invoices
Kai Byrd
Creative Business Owner

"Keeping my finances stable is crucial, and Otto helps me earn more and pay less in taxes. With its focus on creatives, I keep more of what I earn, feeding my business and creativity."

Kai Byrd, Photographer, Creative Director
favourite features
  • Expense Tracking
  • Generate Invoice
  • Organised

$5,000+

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annual tax savings

10 hours

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monthly savings

100% of users feel more in control

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more in control with Otto AI

FAQs

What's free on Otto AI?

You can create GST invoices, contracts, and core tax forms like Form F5 and B/B1 for free. Additional automation tools are available on premium plans.

Is my financial data secure on this platform?

Yes. Otto AI encrypts your tax data, contracts, and reports with compliance to local privacy and IRAS requirements.

Does Otto AI support my local currency?

All documents are generated in SGD, with correct GST application and IRAS-compliant fields.

Can I automatically create tax-compliant invoices?

Otto AI structures each invoice to match GST rules, with UEN, GST rate fields, and InvoiceNow compatibility included.

How are eSignatures handled?

Contracts can be signed electronically through Singpass or other IRAS-recognized digital signature methods.

What types of reports can the platform generate?

Otto AI generates profit and loss reports, GST summaries, and ECI-based income reports aligned with IRAS formats.

Can I use Otto AI in my native language?

Otto AI operates in English with templates that follow standard Singapore business documentation practices.

Does it integrate with payment platforms?

Yes. Otto AI syncs with supported platforms to track payments and match transactions to invoices.

How do I get started with Otto AI?

Sign up, enter your UEN, and start creating compliant invoices, contracts, and tax forms instantly.

Do Singapore businesses already use Otto AI?

Yes! Freelancers, consultants, and SMEs across Singapore use Otto AI to automate GST invoicing, digital contracts, and IRAS tax filing.

How fast can I send my first invoice?

You can issue your first GST invoice in under 1 minutes. Otto AI auto-fills your UEN and GST fields — no setup required.

Do I need a credit card to start?

No. Otto AI is completely free to start — no credit card or setup fee needed.

How much time can Otto AI save each month?

Users save 4–6 hours monthly by automating Form F5, ECI, and contract workflows.

Can I preview tax forms before submission?

Absolutely. You can review and download every Form F5 or B/B1 before submitting to IRAS.

Is Otto AI accurate with tax calculations?

Otto AI keeps GST rates, ECI rules, and income tax requirements up to date with IRAS for precise filings.