Otto AI is modernizing Finance

Free Invoicing, Tax Filing, and Contracts in One Place

Create free invoices and contracts, track income, and file VAT returns — all in one platform. Otto AI helps freelancers and small businesses stay compliant and get paid faster.

In Good Company
"Otto gets what creative businesses need—simplicity, speed, and no distractions."
Cali
Founder · Sorry Dad Co.
Entity Management

Start Your Business Journey Right

Quickly register as a sole trader or limited company. Understand your business structure clearly with our intuitive guides.

Explore Entity Management
Bookkeeping

Human-Led Bookkeeping, Enhanced by AI

Automatically categorise expenses for effortless HMRC compliance. Access support from experienced UK accountants whenever needed.

Explore Bookkeeping
Invoicing

Create BIR-Compliant VAT Invoices Easily

Otto AI helps you issue VAT invoices with your BIR number, apply tax rates, and include professional service details. Each invoice is structured for compliance with local tax rules.

Create an Invoice
Contracts

Draft and Sign Agreements Instantly

Otto AI provides templates for consultancy contracts, service agreements, and project scopes. All documents support electronic signing and stamp duty formats where required.

Generate a Contract
Tax Forms

File VAT, PAYE, and Income Tax Automatically

Prepare VAT 3 returns, Form 1122, and PAYE schedules using Otto AI. Withholding tax and provisional forms are also included, all ready for e-Tax submission.

File a Tax Form
Reporting

Stay on Top of Your Finances

Otto AI generates profit and loss statements, VAT summaries, and withholding tax ledgers. Built for creative professionals and small businesses managing their own returns.

View Reports
View Reports

Clear the clutter.

Otto is your all-in-one financial tool.

Otto AI is all you need
Taxes
Invoicing
Contracts
Reporting

Reviews are here.

Directly from our users—how Otto is changing the way creative businesses manage their money.

Preston Tietjen
Propietario de Negocio de Fotografía

"Real-time insights from Otto have been invaluable for managing cash flow and making decisions. The platform is easy to use, and the team is incredibly on top of everything."

Preston Tietjen, Creative Business Owner
favourite features
  • Expense Tracking
  • Generate Invoice
  • Organised
Sophia Yeshi
Creative Business Owner

"I'm excited to help Otto reach more creators because every creative deserves access to the tools and support they need to grow their businesses and focus on what they love—creating."

Sophia Yeshi, Illustrator and Designer
Creator’s favourite features
  • Expense Tracking
  • Organise Invoices
Kai Byrd
Creative Business Owner

"Keeping my finances stable is crucial, and Otto helps me earn more and pay less in taxes. With its focus on creatives, I keep more of what I earn, feeding my business and creativity."

Kai Byrd, Photographer, Creative Director
favourite features
  • Expense Tracking
  • Generate Invoice
  • Organised

$5,000+

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annual tax savings

10 hours

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monthly savings

100% of users feel more in control

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more in control with Otto AI

FAQs

What's free on Otto AI?

Otto AI gives you invoicing, contract creation, and access to VAT and income tax forms for free.

Is my financial data secure on this platform?

Yes. Otto AI uses encrypted servers and follows best practices to keep your reports and contracts protected.

Does Otto AI support my local currency?

Yes. All documents are generated in TTD with BIR and VAT fields included automatically.

Can I automatically create tax-compliant invoices?

Otto AI formats each invoice with BIR number, VAT breakdowns, and services listed to meet local standards.

How are eSignatures handled?

Contracts can be signed online using legally accepted electronic signature tools recognized for business use.

What types of reports can the platform generate?

Otto AI creates VAT summaries, profit and loss statements, and tax-ready income reports for quick review or filing.

Can I use Otto AI in my native language?

Otto AI provides professional English templates that align with local tax and contract formats.

Does it integrate with payment platforms?

Yes. Otto AI connects with supported payment platforms so payments match directly with invoice records.

How do I get started with Otto AI?

Sign up, enter your BIR number, and start issuing invoices, forms, and contracts instantly.

Is Otto AI accurate with tax calculations?

Otto AI keeps VAT, PAYE, and withholding rates current, ensuring every return is accurate and submission-ready.

Do professionals in Trinidad & Tobago use Otto AI?

Yes. Otto AI is used by freelancers, small businesses, and consultants across Trinidad & Tobago to manage VAT invoices, contracts, and BIR tax filings all in one place.

How fast can I create my first invoice?

You can issue your first BIR-compliant invoice in under 10 minutes — Otto AI auto-fills your BIR number, VAT rates, and service details instantly.

Do I need a credit card to get started?

No credit card required. Otto AI is free to start, so you can explore invoicing and tax features immediately.

How much time can Otto AI save me?

Freelancers and small business owners save up to 5 hours weekly by automating VAT returns, PAYE schedules, and invoice tracking.

Can I review my forms before submitting to e-Tax?

Absolutely. Otto AI lets you preview, edit, and download your VAT 3, Form 1122, and PAYE documents before filing with the BIR portal.