Otto AI is modernizing Finance

Your Finances, Under Control.

Simplify invoicing, contracts, taxes, and compliance — built for freelancers, small-business owners, and self-employed professionals across Samoa.

In Good Company
"Otto gets what creative businesses need—simplicity, speed, and no distractions."
Cali
Founder · Sorry Dad Co.
Entity Management

Start Your Business Journey Right

Quickly register as a sole trader or limited company. Understand your business structure clearly with our intuitive guides.

Explore Entity Management
Bookkeeping

Human-Led Bookkeeping, Enhanced by AI

Automatically categorise expenses for effortless HMRC compliance. Access support from experienced UK accountants whenever needed.

Explore Bookkeeping
Invoicing

Simple and Smart Invoicing

Create, send, and manage invoices or bill requests with ease. Track payments, monitor cash flow, and stay on top of client transactions — perfect for entrepreneurs in Samoa who value time and professionalism.

Send an Invoice
Contracts

Keep Every Contract Organised

Draft, eSign, and track contracts or agreements effortlessly. Otto AI supports freelancers and small-business owners in Samoa by helping you manage signed documents securely while staying compliant and on schedule.

Create a Contract
Tax Forms

Stay Compliant During Tax Season

Plan, prepare, and file your tax forms confidently — Otto AI helps you manage deductions, complete FIRS forms, and ensure full compliance with Samoa tax requirements. Ideal for business owners seeking efficiency and accuracy in every submission.

Manage Your Taxes
Reporting

Get Clarity on Your Business Growth

Generate detailed financial summaries and business performance reports to understand your numbers better. Otto AI gives you complete insights into your cash flow and helps guide every financial decision.

View Reports

Clear the clutter.

Otto is your all-in-one financial tool.

Otto AI is all you need
Taxes
Invoicing
Contracts
Reporting

Reviews are here.

Directly from our users—how Otto is changing the way creative businesses manage their money.

Preston Tietjen
Propietario de Negocio de Fotografía

"Real-time insights from Otto have been invaluable for managing cash flow and making decisions. The platform is easy to use, and the team is incredibly on top of everything."

Preston Tietjen, Creative Business Owner
favourite features
  • Expense Tracking
  • Generate Invoice
  • Organised
Sophia Yeshi
Creative Business Owner

"I'm excited to help Otto reach more creators because every creative deserves access to the tools and support they need to grow their businesses and focus on what they love—creating."

Sophia Yeshi, Illustrator and Designer
Creator’s favourite features
  • Expense Tracking
  • Organise Invoices
Kai Byrd
Creative Business Owner

"Keeping my finances stable is crucial, and Otto helps me earn more and pay less in taxes. With its focus on creatives, I keep more of what I earn, feeding my business and creativity."

Kai Byrd, Photographer, Creative Director
favourite features
  • Expense Tracking
  • Generate Invoice
  • Organised

$5,000+

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annual tax savings

10 hours

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monthly savings

100% of users feel more in control

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more in control with Otto AI

FAQs

Can I create invoices that include Samoa’s tax requirements?

Yes. Otto AI allows you to include your Tax Identification Number (TIN), local tax rates, and other relevant business details in your invoices or bill requests. This ensures that your invoices meet Samoa’s local tax and compliance standards while maintaining a professional appearance for both local and overseas clients.

What payment options can my clients use?

Clients can pay via local bank transfers, credit or debit cards, or online payments through major financial institutions such as ANZ Samoa and the National Bank of Samoa. Otto AI ensures all transactions are processed quickly and securely, helping clients pay in Samoan Tala (WST) with ease.

Can I receive payments in foreign currencies?

Yes. Otto AI supports multi-currency invoicing, allowing you to issue invoices and receive payments in foreign currencies such as USD or AUD. This is especially useful for freelancers and businesses working with international clients.

Do I need to have a registered business to use Otto AI?

No. Otto AI is designed to support everyone — from freelancers and self-employed professionals to fully registered businesses. You can manage clients, send invoices, and track payments professionally, whether you’re registered or operating independently.

Can I use Otto AI to sign client agreements digitally?

Yes. Otto AI lets you create, send, and securely eSign contracts and agreements within the platform. Each eSignature is encrypted, time-stamped, and compliant with Samoa’s electronic transaction standards, ensuring your documents are legally valid and secure.

Can multiple people sign the same contract?

Yes. Otto AI supports multiple signers, allowing clients, collaborators, or partners to sign contracts either sequentially or simultaneously. This makes it easy to finalize agreements efficiently and avoid delays.

Can I track when a client opens or signs a contract?

Yes. Otto AI provides real-time tracking and notifications showing when clients open, view, or sign your contracts. This transparency helps you stay informed and manage follow-ups more effectively.

How safe is my financial information?

Otto AI uses bank-level encryption and secure cloud storage to protect your financial data, contracts, and client details. All your records are stored safely, ensuring privacy and compliance with international data security standards.

Can I set up recurring invoices for repeat clients?

Yes. Otto AI allows you to schedule and automate recurring invoices for long-term projects, retainer clients, or monthly services. Once set, Otto AI automatically sends the invoices on your behalf, saving you time and effort.

Can I send invoices and contracts directly from Otto AI?

Absolutely. You can send invoices, payment links, and signed agreements instantly through email, WhatsApp, or secure shareable links. This makes client communication fast, professional, and convenient for both you and your customers.