Otto AI is modernizing Finance
Your Finances, Under Control.
Simplify bookkeeping, taxes, invoicing, compliance, and cash flow—built for self-employed entrepreneurs.
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Simplify bookkeeping, taxes, invoicing, compliance, and cash flow—built for self-employed entrepreneurs.
Quickly register as a sole trader or limited company. Understand your business structure clearly with our intuitive guides.
Automatically categorise expenses for effortless HMRC compliance. Access support from experienced UK accountants whenever needed.
Otto AI helps you generate VAT invoices with TPIN, apply tax calculations, and include all required fields for professional or service-based billing. Each invoice is formatted to meet ZRA standards.
Quickly draft service agreements, consultancy contracts, or terms of engagement. Otto AI supports digital signatures and legal formats structured for use with stamp duty and compliant contracting.
Otto AI fills in VAT returns, Income Tax Return forms, and PAYE schedules with auto-calculated fields. Withholding tax and turnover tax returns are formatted for ZRA e-filing.
Otto AI turns your financial data into profit and loss summaries, VAT reports, and withholding tax ledgers. Ideal for creative professionals and small businesses managing their own tax workflow.
Otto is your all-in-one financial tool.
Directly from our users—how Otto is changing the way creative businesses manage their money.
You can create invoices, sign contracts, and prepare essential tax forms like VAT and PAYE returns for free.
Yes. Otto AI encrypts all tax documents, contracts, and business reports to keep your data safe.
Yes. Invoices and tax forms are generated in kwacha, with TPIN and VAT information built in.
Otto AI helps you build ZRA-compliant VAT invoices with all required fields, including tax rates and TPIN references.
Contracts can be signed online using legally recognized digital signatures that follow accepted business practices.
Otto AI creates profit and loss statements, PAYE summaries, and VAT filing reports that reflect your business performance.
Otto AI uses English templates styled for local tax and invoicing formats.
Yes. Otto AI syncs with payment providers to track income and match transactions with your invoices.
Sign up, enter your TPIN, and start creating invoices, contracts, and tax forms immediately.
Otto AI applies the latest VAT, PAYE, and withholding rates so your forms stay aligned with ZRA requirements.
Yes! Freelancers, consultants, and small business owners across Zambia use Otto AI to automate invoicing, contracts, and ZRA returns.
You can create and send your first VAT invoice in under 1 minutes — Otto AI pre-fills TPIN and tax fields automatically.
No. Otto AI is free to start — no credit card required.
Most users save 4–6 hours each week by automating VAT, PAYE, and withholding forms.
Yes! You can preview, edit, and download VAT and PAYE forms before submitting them to ZRA.