All plans start with a 7-day free trial and are a tax-deductible business write-off.
Powerful bookkeeping, invoicing,
taxes and finance essentials.
Powerful bookkeeping, invoicing,taxes and finance essentials.
Select your expected annual business expense
Select preferred
billing cycle
Real-time financial reporting (P&L & Cash Flow)
Weekly & Custom Insights
General Ledger & Audit Trail
Business Financial Dashboard
Automated Deduction Tracking
Accrual Adjustments (Year-end Flexibility)
Receipt Matching (text & email)
Expense Tracking & Management
Document Organization
Bill Pay & Contractor Payments
1099 Processing
Tax Calendar
Compliance Reminders
Review and payment of business taxes
Predictive Annual Tax insights
Quarterly tax estimation and filing
State & Federal Filings with Tax Professional
Taxes Automatically Set Aside & Paid (state & federal)
Year-end Tax True-up
Personalized Deductions
Easy Home Office
Tailored End-of-Year (e.g., QBI)
S-Corp Deduction Strategy
Unlimited Entities (LLC, S-Corp & Partnerships)
Toolkit of Self-help Financial Tools
Automated Payroll Reconciliation
Unlimited Owner’s Distributions
Automatic “Reasonable Salary” Management
Invoicing with Reminders
Invoice Management
Payments (recurring/custom schedules + online payments)
Contracts & eSignatures
Unlimited Contractor Payments
Unlimited Free ACH Transfers
AI-Backed Bookkeeping
Auto-Categorization with Instant Guidance
Proprietary Automation for Data Entry & Reconciliation
AI-Powered Tax Q&A
Predictive Tax Savings Dashboard
Otto AI Mobile App
QuickBooks Online Integration
Calendar Sync with Expenses
Bank Account Sync
Personal (Debit & Credit)
Business (Debit & Credit)
SMS Reminders
Notification Center for Tasks & Deadline Reminders
Unlimited Referrals Program & Partner Discounts
Data Retention Options on Cancel (retain or wipe)
Access to Otto AI Assistant for Immediate Answers
Guided Onboarding with Specialist
Migration Assistance (QuickBooks conversion & historical data import)
Year-end Bookkeeping & Review Calls
Dedicated Account Manager
Priority Support (email & chat)
Live One-on-One Text Chats with Account Manager
Team Partner & Accountant Permissions
Two-Factor Authentication (2FA) Security
Unlimited Team Members
Unlimited Live Lead Forms
Straight from our users—how Otto is changing the way creative businesses manage money.
Otto AI pricing is based on your annual revenue. Our tiers include Starter ($1,050/quarter or $4,200/year for $100K-$199K revenue), Growth ($1,550/quarter or $6,200/year for $200K-$299K revenue), Scale ($2,300/quarter or $9,200/year for $300K-$499K revenue), and Premium ($2,800+/quarter or $11,200+/year for $500K-$1M+ revenue). Each tier includes bookkeeping, reporting, tax tools, and advanced compliance features, so you only pay for the level of support your business needs.
Otto AI pricing is based on your annual business revenue. This ensures you're matched with the right level of bookkeeping and tax support for your business size, with quarterly and annual billing options available.
Otto AI offers a 30-day free trial on select plans, giving you full access to bookkeeping, reporting, and tax tools before committing.
After 30 days, you can choose the plan that fits your business needs. If you don’t subscribe, your access will pause, but your data will remain secure.
We accept major credit cards, debit cards, and ACH transfers for subscription payments.
We accept major credit cards, debit cards, and ACH transfers for subscription payments.
Yes. We provide cash-based bookkeeping in all plans, and accrual adjustments are available at year-end for accurate reporting.
Yes. You can upgrade or downgrade your Otto AI plan at any time, depending on your business needs.
Yes, Otto AI can function as a full bookkeeping solution. However, if you prefer, you can integrate QuickBooks Online for additional functionality.
Otto AI gives you full control. You can choose to retain your financial data or wipe it completely at cancellation, your data security is always a priority.
Yes. Otto AI subscriptions are flexible. Cancel at any time, and decide whether to retain or delete your financial data.
Trusted by Creatives, Solopreneurs and Small Businesses Nationwide.
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