Otto tracks your income and write-offs in real time, calculates your estimated tax liability, sends you payment reminders, and connects you with CPA-backed support when you need it.
Otto automatically tracks your income and expenses, calculates your
estimated quarterly tax liability, and sends you reminders before payment deadlines. Connect your
bank accounts, Stripe, PayPal, and QuickBooks to see your tax picture in real time—no spreadsheets
needed.
If you're self-employed, a freelancer, or run a small business, you likely need to pay estimated taxes to the IRS four times a year—in January, April, June, and September. Instead of one big tax bill in April, you pay smaller amounts throughout the year based on your expected annual income.
Required for most self-employed creators and solopreneurs
Four payment deadlines: January, April, June, and September
Based on your estimated annual income and deductions
Helps you avoid penalties and large year-end tax bills
If you're a creator, freelancer, solopreneur, or self-employed
entrepreneur, you probably need to pay quarterly taxes. This includes YouTubers, content
creators, photographers, consultants, coaches, and anyone who doesn't have taxes
withheld from their income.
Creators and content creators with variable income
Freelancers and independent contractors
Solopreneurs and small business owners
Anyone expecting to owe $1,000+ in taxes for the year
Business owners with LLCs, S-Corps, or sole proprietorships
Otto automates the heavy lifting so you can focus on your work. We track your income and expenses in real time, calculate your estimated tax liability, and send you proactive reminders before each payment deadline.
Automated income and expense categorization
Real-time write-off tracking and deduction
suggestions
Estimated quarterly tax liability calculations
Proactive payment reminders before deadlines
Dashboards and reports showing your tax picture
Handoff to human CPAs when you need expert guidance
Getting started is simple. Connect your bank accounts, Stripe, PayPal, and QuickBooks. Otto automatically tracks your income and expenses, categorizes transactions, and identifies potential write-offs. You'll see your estimated quarterly tax liability in your dashboard, set aside money as you go, and get reminders when it's time to pay.
Connect your accounts—banks, Stripe, PayPal, QuickBooks
Otto tracks income and expenses automatically
See your estimated tax liability in real time
Set aside money throughout the quarter
Get reminders before payment deadlines
Chat with CPAs if you have questions or need help
Connect your accounts, let Otto track your income and expenses, and get
automated estimates and reminders. Your quarterly tax planning happens automatically.
Connect Your Accounts
Click "Get Started Free" and securely connect your bank accounts, Stripe, PayPal, and QuickBooks. Otto automatically imports your transactions and starts tracking your income and expenses.
See Your Tax Estimate
Otto automatically categorizes your transactions, tracks write-offs, and calculates your estimated quarterly tax liability. Check your dashboard anytime to see how much you should set aside.
Pay on Time with Reminders
Otto sends you proactive reminders before each quarterly deadline. Set
aside money throughout the quarter, pay when prompted, and chat with CPAs if you have questions
or need help.
Everything you need to stay on top of quarterly taxes, built into one platform that connects to your financial accounts.
Otto automatically tracks your income and expenses from connected accounts. No manual data entry needed.
Real-time deduction tracking and suggestions. Otto identifies potential write-offs as transactions come in.
See your estimated quarterly tax liability calculated automatically based on your income and deductions.
Proactive reminders before each quarterly deadline so you never miss a payment or face penalties.
Chat with certified public accountants for questions about deductions, compliance, or complex tax scenarios.
Bank-level security for your financial data. Connect banks, Stripe, PayPal, and QuickBooks securely with read-only access.
Quick access to the most commonly used tax forms for your business and
personal needs.
Comprehensive financial solutions for your business needs.
Easily manage legal entities, compliance, and ownership in one platform.
Create, send, and manage invoices. Track payments and assure timely cash flow.
Create, track, and e-sign
contracts to ensure
compliance
and deadlines.
Confidently plan taxes with expert CPAs and smart tools to track deductions.
Real time business reports show where you stand today and what to do next.
All in one accounting software for small businesses to handle your books, taxes, invoices, and contracts.
Straight from our customers how Otto is changing the way creative businesses manage money.
If you're self-employed, a freelancer, or run a small business and expect to owe $1,000 or more in taxes for the year, you likely need to pay quarterly estimated taxes. This includes most creators, solopreneurs, and independent contractors who don't have taxes withheld from their income. Otto can help you determine if quarterly taxes apply to your situation.
Otto automatically tracks your income and expenses from connected accounts (banks, Stripe, PayPal, QuickBooks) and calculates your estimated quarterly tax liability based on your year-to-date earnings, deductions, and write-offs. The estimate updates in real time as transactions come in, so you always know how much to set aside.
Otto adjusts your quarterly estimates automatically as your income fluctuates. If you have a big month, your estimate goes up. If business slows down, it adjusts accordingly. This helps you stay accurate throughout the year, even with variable income—perfect for creators and freelancers.
Otto calculates your estimated tax liability and sends you reminders before each quarterly deadline, but you're responsible for making the actual payment to the IRS. Otto provides you with the amount, deadline, and payment instructions. You can pay online through the IRS website or by mail.
Yes. Otto automatically tracks your expenses and identifies potential write-offs as transactions come in. Common deductions for creators include home office expenses, equipment, software subscriptions, travel, meals, and professional services. Otto categorizes these automatically and helps you maximize your deductions to lower your tax liability.
Otto works with all business structures, including LLCs, S-Corps, sole proprietorships, and partnerships. The platform tracks your business income and expenses, calculates estimated taxes based on your entity type, and helps you stay compliant. If you have questions about your specific structure, you can chat with our CPA-backed support team.
Absolutely. Otto integrates seamlessly with Stripe, PayPal, QuickBooks, and most major banks. Once connected, Otto automatically imports your transactions, categorizes them for tax purposes, and includes them in your quarterly tax calculations. Your financial data stays synced in real time.
If you've missed a quarterly payment, Otto can help you catch up. The platform shows you what you owe for past quarters and helps you calculate catch-up payments. You may face penalties for late payments, but catching up as soon as possible minimizes them. Chat with our CPA team for guidance on your specific situation.
Otto provides tax planning tools and information for educational purposes. While our CPA-backed support team can answer general questions, Otto is not a substitute for professional tax advice tailored to your specific situation. We recommend working with a qualified tax professional for complex scenarios or formal tax planning.
Consider chatting with a CPA if you have complex tax situations, multiple income streams, significant business expenses, questions about entity structure, or if you're unsure about your quarterly tax obligations. Otto's CPA-backed support is included, so you can get help whenever you need it—no extra cost.