Otto AI is modernizing Finance

Your Finances, Under Control.

Simplify bookkeeping, taxes, invoicing, compliance, and cash flow—built for self-employed entrepreneurs.

In Good Company
"Otto gets what creative businesses need—simplicity, speed, and no distractions."
Cali
Founder · Sorry Dad Co.
Entity Management

Start Your Business

Easily manage legal entities, compliance, and ownership in one platform. Designed with finance for entrepreneurs in mind, so entity setup feels effortless.

Explore Entity management
Bookkeeping

Human Delivered Bookkeeping, Powered by AI

AI does the heavy lifting, and real experts ensure your books are accurate, organized, and tax-ready. Ideal bookkeeping for entrepreneurs who need both speed and precision.

Explore Bookkeeping
Invoicing

Professional and Intuitive Invoicing

Create, send, and manage invoices with ease. Track payments and ensure timely cash flow. Grounded in best practices for accounting for entrepreneurs, so you get paid faster.

Create an Invoice
Contracts

Stay On Top of Contracts

Create, track, and eSign contracts to ensure compliance and deadlines. Ensuring compliance is easier when you’re focused on bookkeeping for small businesses.

Create A contract
Taxes

Take Control of Taxes

Plan your taxes with confidence—our CPAs and smart tools help you track deductions, manage liabilities, and stay prepared. Strategize taxes with expert finance for entrepreneurs guidance.

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Reports

Track Your Financial Progress

Smart financial reports for better business decisions. Insightful dashboards that make bookkeeping for small businesses a breeze.

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Clear the clutter.

Otto is your all-in-one financial tool.

Otto AI is all you need
Bookkeeping
TaxES
Invoicing
Contracts
Entity Management
Reports

The reviews are in.

Straight from our users—how Otto is changing the way creative businesses manage money.

Preston Tietjen
Owner of Photography Business

"Otto's real-time insights have been incredible for cash flow management and decision-making. The platform is user-friendly, and the team is extremely on top of everything.”

Preston Tietjen, Creative Producer & Founder
favorite features
  • Tracking expenses
  • Generate Invoice
  • Organized
Sophia Yeshi
Owner of Design Company

“I’m excited to help Otto reach more creators because every creative deserves access to the tools and support they need to grow their businesses and focus on what they love—creating.”

Sophia Yeshi, Illustrator & Designer
Creator’s favorite features
  • Tracking expenses
  • Organizing Invoice
Kai Byrd
Owner of Production Company

"Keeping my finances stable is crucial, and Otto helps me earn more and pay less in taxes. With its focus on creatives, I keep more of what I earn, fueling my business and creativity."

Kai Byrd, Photographer, Creative Director
favorite features
  • Tracking expenses
  • Generate Invoice
  • Organized

$5,000+

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average annual tax savings

10 hours

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saved monthly

100% of users feel

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more in control with Otto AI

FAQs

How does AI bookkeeping save time for small businesses?

Otto AI auto categorises new bank or QuickBooks transactions in about 30 minutes, then a human bookkeeper double-checks them. Streamlined bookkeeping for small business that frees most users 5+ hours each week. ​

What makes Otto AI different from traditional accounting software?

It blends AI automation with a creative-savvy finance team, uniting bookkeeping, invoicing, taxes, contracts and entity setup in one platform delivering end-to-end accounting for entrepreneurs with a free tier for up to $25K in annual transactions.

Can I manage invoices and track payments easily?

Yes—deposits, milestones or recurring bills, multi currency support and smart reminders get you paid up to 30% faster, with payments syncing to your books in real time.

How does Otto AI handle my tax preparation needs?

Otto AI tracks deductions, stores receipts, offers quarterly CPA reviews, and delivers IRS ready books while automatically generating and e-filing any required 1099s.

Is my financial data secure with your platform?

Bank grade encryption, role based access, continuous monitoring and annual audits guard your data, and SOC-2 certification is in progress. ​

Can Otto AI separate personal and business finances?

AI plus human reviewers tag mixed expenses so you can filter instantly clean, compliant bookkeeping for entrepreneurs and Otto AI can form an LLC or S-Corp if you still need a formal entity.

How does a real-time dashboard help track business finances?

Within an hour of connecting accounts, live cash flow, P&L and balance sheet widgets update continuously, giving instant finance for entrepreneurs insights before month end.

Does Otto AI offer support from real financial experts?

All plans include rapid chat support; higher tiers provide a named bookkeeper, controller and on-demand CPA calls, usually answered in under an hour. ​

What legal contract support does Otto AI provide?

You get 150+ industry specific templates, an AI assistant for drafting or summaries, built in e-signatures and direct contract to invoice linking.

How does Otto AI help with company formation and entity management?

Otto AI files your LLC or S-Corp, opens a Mercury business bank account, stores formation docs, serves as registered agent and handles yearly renewals.