Free Invoice Generator for Small Businesses

Create online invoices in seconds with our free invoice generator and get paid up to 30% faster. No chasing payments, no confusing templates, just fast, simple invoicing that gets you back to work.

Stress-Free Invoicing for
Self-Employed Entrepreneurs

Simplify your invoicing, get paid faster, and focus on your craft, stress-free and easy.

Stop Wasting Hours on Spreadsheets and Formatting

Otto AI invoice generator makes invoicing fast, flexible, and foolproof, so you can send clean, professional invoices in seconds and get back to the work that matters.

  • Customizable for hourly, fixed-rate, or package pricing

  • Auto-calculates taxes, discounts, and totals

  • Add memo notes or client-specific instructions

  • Attach files directly—contracts, receipts, or anything else

Otto AI invoice generator
Free Invoice Generator

Recurring Billing, Without Repetition

For retainers, monthly packages, or ongoing work, Otto AI invoice generator handles repeat billing so you don’t have to.

  • Schedule recurring invoices to go out automatically

  • Customize frequency, content, and payment terms

  • Clients receive professional, on-brand invoices like clockwork

  • Multi-currency support for international clients

Polished Delivery, Every Time

Otto’s free invoice generator makes sure your invoices are delivered right on-brand, error-free, and to the right person, on time.

  • Final preview before sending

  • Send via email with CC options

  • Downloadable PDFs + Excel exports for your records

  • Manage multiple brands or business entities from one dashboard

Invoice Generator for Small Business
Online Invoice Generator

Remove Friction from the Payment Process

Otto AI invoice generator makes it easy for clients to pay and easy for you to track what’s been paid, what’s overdue, and what needs a nudge.

  • Track payment status

  • One-click “mark as paid” for manual updates

  • Automatic reminders = no awkward follow-ups

  • Select your preferred payment method (Bank, PayPal, Venmo, Zelle)

How to Create an Invoice in 3 Simple Steps

Create and send polished invoices in seconds, so you get paid faster, with zero hassle.

1
Step

Enter Invoice Information

Click “Create Invoice,” select past clients and services, and enter item details with just a few clicks.

2
Step

Set Payment Details

Choose how you want to get paid—Bank, PayPal, Venmo, or Zelle. Add files or a deposit if needed.

3
Step

Review & Send

Double-check everything, save it as a template, and hit “Send.” Smart reminders go out automatically.

Invoicing Features That Save You Time

These invoicing essentials come standard, no plug-ins or awkward workarounds.

Recurring Invoices

Set them once, Otto AI sends them on schedule.

Custom Branding & Fields

Add your logo, brand colors, and client-specific notes.

Payment Flexibility

Offer multiple payment options and set custom terms.

Invoice Reminders

Automatically follow up, no “just circling back” emails needed.

Dashboard Overview

View sent, paid, and overdue invoices at a glance.

PDF + Excel Exports

Keep clean, organized records without extra tools.

Us vs. them

Other platforms make you add plugins, pay upsells, and juggle tabs just to send one invoice.

Otto AI brings it all together, fast, simple, and built for service-based small businesses.

One platform. Every feature you need. No hassle.

Otto AI
QuickBooks
HoneyBook
FreshBooks
Wave
Finally
AI-Assisted Invoice Creation
Customizable Templates & Branding
Recurring Invoicing
Payment Reminders
Multi-Currency Support
Accounting Sync (Auto-Bookkeeping)
Auto-Save Client Data & Drafts
Advanced Line-Item Customization
Save & Resume Editing
Reporting & Analytics
Mobile-Responsive
Partial/Advance Payments
Color Theme Selection
Memo & Attachments

From Formation to Tax Filing,
Otto AI Takes Care of It All

Everything you need to manage, organize, and grow your business with ease.

The reviews are in.

Straight from our customers—how Otto is changing the way creative businesses manage money.

Owner of Photography Business

"Otto's real-time insights have been incredible for cash flow management and decision-making. The platform is user-friendly, and the team is extremely on top of everything.”

Preston Tietjen

Preston Tietjen

Creative Producer & Founder

Owner of Design Company

“I’m excited to help Otto reach more creators because every creative deserves access to the tools and support they need to grow their businesses and focus on what they love—creating.”

Sophia Yeshi

Sophia Yeshi

Illustrator & Designer

Owner of Production Company

"Keeping my finances stable is crucial, and Otto helps me earn more and pay less in taxes. With its focus on creatives, I keep more of what I earn, fueling my business and creativity."

Kai Byrd

Kai Byrd

Photographer, Creative Director

Invoicing FAQs

Why use Otto AI invoice generator?

Otto AI invoice generator offers a smart, user-friendly way to create online invoices with customizable templates, automations, and zero cost, ideal for creative professionals and small businesses who want efficiency without paying extra.

Can I track if an invoice has been paid?

Yes. Otto AI helps you monitor invoice status and sends automatic reminders, so you’ll always know what’s paid, pending, or overdue.

What payment methods do you support?

Otto AI supports bank transfers, credit/debit cards, PayPal, Venmo, Zelle and more. Simply enable your preferred options and we placed one-click payment buttons on every invoice.

Is there an invoice generator with automatic calculations?

Yes. Otto AI invoice generator auto-calculates totals, taxes, and discounts in real-time, saving you time and avoiding costly mistakes when you create online invoices.

What should be included in an invoice?

Invoice should include key details like an invoice number, date, your contact information, a brief description of the service, payment terms, due date, and accepted payment methods. Using an AI invoice generator helps ensure all necessary details are included.

Should I include taxes on my invoice?

If you're required to charge sales tax or VAT, make sure to include them on your invoice. The Otto invoice generator automatically calculates taxes, making your invoicing process smoother and more compliant with tax regulations.

Can I save client info for future invoices?

Yes. Otto AI securely stores client details, so creating future invoices takes seconds, just select the client and everything auto-fills.

Is the free invoice generator customizable?

Yes. Otto AI lets you fully customize invoices, add your logo, colors, currency, taxes, and more, so every invoice fits your brand and client’s needs.

Are there invoice generators with analytics?

Otto AI offers insights into payment trends, overdue invoices, and client behavior, so you can make smarter business decisions with real-time data.

Can an invoice generator be used on a mobile device?

Yes! Otto AI is fully mobile-responsive, so you can create online invoices, send, and track them right from your phone, anytime, anywhere.