Karthy is a finance professional with a deep expertise in invoicing, tax management, and financial planning. With years of hands-on experience in simplifying complex financial processes, Karthy specializes in creating accessible and actionable content to help businesses and individuals navigate their financial challenges.
A complete employee benefits guide covering health insurance, 401k plans, PTO, and other perks — with tips on how to evaluate and maximize your total compensation.
April 1, 2026Learn how to set up a 401k plan for your small business — including plan types, costs, compliance requirements, and how to get started without the headaches.
April 1, 2026Understand how 401k vesting schedules work, the difference between cliff and graded vesting, and what happens to your employer match when you leave a job.
April 1, 2026Learn how a 401k rollover works, when to roll over your 401k, and how to avoid taxes and penalties when moving money from an old employer's plan.
April 1, 2026Roth 401k or traditional 401k? Compare taxes, withdrawal rules, RMD requirements, and income limits to find out which account fits your situation best.
April 1, 2026Find out the 401k contribution limits for 2026, including catch-up contributions for those 50+, combined employer limits, and how to max out your savings.
April 1, 2026Understand 401k withdrawal rules, early withdrawal penalties, required minimum distributions, and the exceptions that let you avoid the 10% penalty.
April 1, 2026Learn how 401k employer matching works, what common match formulas look like, and how to make sure you're not leaving free money on the table.
April 1, 2026Learn whether LLC partnerships need to file or receive 1099-NEC. Understand tax classifications, compliance rules, and when an LLC partnership is required.
April 28, 2025Can you issue a 1099 to yourself from your LLC? Learn rules, tax implications, and alternatives for single-member LLCs, S Corps, and C Corps in this guide.
April 24, 2025Learn whether you need to send a 1099 to an LLC for legal services. Understand IRS rules, exceptions, and penalties for non-compliance.
April 22, 2025Discover the key differences between 1099 and LLC, including taxes, liability protection, and business structure. Learn which option suits your needs.
April 15, 2025Do S Corps receive 1099 forms? Our step-by-step guide explains everything you need to know about 1099 requirements for S Corps, including who gets them.
March 21, 2025Learn when to submit a new W-9 form, key reasons for updates, and how to stay compliant. Download a W9 form and use W-9 generator to simplify the process.
March 18, 2025Learn how to correct a 1099 form with this guide. Discover common errors, filing steps, deadlines, and how Otto simplifies 1099 corrections for businesses.
March 12, 2025Understand the differences between W-9 and W-4 forms, when to use them, and how they affect tax withholding for employees and contractors.
March 5, 2025Learn the key differences between W-9 and 1099 forms. Find out when to request, issue, and file these forms to avoid penalties and ensure tax reporting.
February 25, 2025TurboTax spends millions lobbying to keep tax filing complicated. Discover how they profit from taxpayer confusion and what it means for you.
February 11, 2025Learn everything you need to know about the W-9 form, its purpose, and how to properly fill it out for tax reporting purposes and tips for LLCs.
February 3, 2025Otto AI offer free invoicing for creators with professional templates, tracking, and personalized notes-focus on creating while we streamline your payments.
November 26, 2024Learn 10 overlooked tax deductions for creatives and freelancers. Save money, claim write-offs, and manage taxes easily with Otto’s smart expense tracking.
October 27, 2024Learn how to manage self-employment taxes with Otto tools, designed for creators. Maximize deductions, track income, and stay tax-compliant.
October 20, 2024Tax tips every creative should know to manage self-employment taxes, deductions, and retirement savings. Stay organized and leverage tools.
October 14, 2024