Free PayPal Fee Calculator

Instantly calculate how much PayPal deducts in fees, how much you’ll receive, or how much to invoice, whether it’s for goods, services, or freelance payments.

Tip: Leave this as USD for US sellers and GBP for UK sellers.
Used to determine cross-border add-on (EEA vs non-EEA).
Amount is in the buyer’s send currency (left); fees/net show in the receive currency.
Fixed fee0.00 USD
Variable fee (base)0.00 USD
PayPal fee0.00 USD
You will receive0.00 USD
US SellerPercent = 0.00%
Domestic % + cross-border add-on are applied to the post-conversion amount (if currencies differ). Actual fees can vary by product type or negotiated pricing.
Disclaimer: This tool is provided for informational and educational purposes only. The fee amounts and exchange rates shown are estimates based on PayPal’s publicly available pricing structures and typical FX markups. Actual fees may vary depending on your PayPal account type, transaction details, currency pairs, negotiated rates, or changes in PayPal’s policies. Always verify fees directly with PayPal’s official fee schedule before making financial decisions. This calculator is not affiliated with or endorsed by PayPal. Use at your own discretion.

Know Exactly What PayPal Takes, Before You Hit Send

Use Otto AI PayPal fee calculator to instantly see how much you'll receive or need to charge, after fees. Whether you're invoicing, selling, or receiving payments, get clarity on your true earnings in seconds.

Stop Guessing PayPal Fees and Start Charging Right

Otto AI PayPal fee calculator takes the confusion out of PayPal’s transaction fees. Whether you’re invoicing clients or selling online, you'll instantly know what PayPal deducts, and how much you need to charge to get paid what you deserve.

  • Instantly calculate PayPal fees for any transaction

  • Customize for domestic, international, or micropayments

  • Works for business, freelance, or ecommerce use

  • Know exactly what to invoice to receive your full amount

Calculator Tool
Calculator Tool

Invoice the Exact Amount You Want to Receive

Need to receive a specific net payment after PayPal’s cut? Otto AI PayPal invoice fee calculator reverse-engineers the gross amount you need to charge. No math, no spreadsheets, just the numbers you can trust.

  • Reverse-calculate what to charge based on desired payout

  • Get fee-adjusted totals in seconds

  • Ideal for freelancers, creators, and service providers

  • Supports multiple currencies and fee structures

Calculate Fees for Goods, Services, and More

Whether you're selling digital products, physical goods, or sending payments for services, Otto AI PayPal goods and services calculator handles it all. Stay compliant, charge correctly, and keep more of what you earn.

  • Calculates PayPal’s standard and G&S fee percentages

  • Designed for sellers, contractors, and small businesses

  • Includes fee breakdowns for domestic and global transfers

  • Helps avoid undercharging for products or services

Calculator Tool
Calculator Tool

Use It Free. No Logins. No Surprises.

Otto AI PayPal fees calculator is completely free, private, and mobile-friendly. Use it anytime to calculate fees, plan invoices, or double-check how much you’re really making, with zero tracking or sign-up required.

  • 100% free to use with no account needed

  • Mobile-optimized for freelancers on the go

  • No personal data collected or stored

  • Built to simplify financial clarity and confidence

Recommended Tools

From Formation to Tax Filing,
Otto AI Takes Care of It All

Everything you need to manage, organize, and grow your business with ease.

Paypal Fee Calculator FAQs

What does the PayPal fee calculator do?

Otto AI PayPal fee calculator helps you determine exactly how much PayPal will deduct from a transaction. It shows both the amount you’ll receive after fees and the amount you need to charge to receive a specific net payment.

How do I calculate PayPal fees manually?

Manually, you calculate fees by applying PayPal’s percentage-based fee (typically 2.9% + $0.30 for domestic U.S. transactions) to the transaction amount. Otto AI calculator automates this for faster, error-free results.

Can I calculate reverse PayPal fees?

Yes, the calculator lets you input the exact amount you want to receive, and it tells you how much to invoice so that you receive that full amount after PayPal’s deductions.

Does the calculator work for PayPal Goods and Services?

Absolutely. The PayPal goods and services fee calculator accounts for standard PayPal seller fees applied to transactions involving physical or digital products, services, and freelance work.

Is this calculator useful for freelancers and small businesses?

Yes. Whether you're billing clients or selling online, the PayPal calculator ensures you charge appropriately, so you’re not losing revenue to unexpected fees.

Can I use this calculator for international transactions?

Yes. Otto AI PayPal fees calculator supports international fee estimates by allowing adjustments based on typical cross-border fee percentages.

Is Otto AI PayPal calculator free to use?

Yes, the calculator is completely free, requires no sign-up, and is available anytime to help you calculate PayPal fees or plan your invoices more effectively.

Does the calculator include PayPal’s fixed fee per transaction?

Yes, it includes both the percentage fee and the fixed transaction fee (like the $0.30 standard fee), providing a full breakdown of your costs.

Made in Webflow