Manage bookkeeping, taxes, invoicing, compliance, and cash flow—all in one place. Built for self-employed Canadians and entrepreneurs who want to spend less time on paperwork and more time growing their business.
Form and manage your business entity without the paperwork headaches. From ownership structure to compliance filings, everything’s streamlined, so you can launch with ease and stay on track.
AI handles the routine. Our professionals review every detail. You get tidy, tax-ready books that are always up to date. It’s the perfect mix of technology and trusted human support for busy entrepreneurs.
Send invoices that look sharp and get results. Easily manage payment tracking and overdue reminders so your revenue doesn’t slip through the cracks. Built for small businesses who want smooth, stress-free cash flow.
Build, sign, and manage contracts in one place. Track deadlines, stay compliant, and reduce risk without bouncing between tools. Perfect for entrepreneurs juggling multiple deals and deliverables.
Plan smarter and stay ready for tax time. Whether it’s tracking deductions, prepping for GST/HST, or working with a CPA, Otto keeps your tax situation clear and under control all year long.
See how your business is really doing at a glance. Otto AI financial reports break down your earnings, spending, and trends so you can make confident, informed decisions without waiting on an accountant.
Otto is your all-in-one financial tool.
Directly from our users—how Otto is changing the way creative businesses manage their money.
Otto AI automatically categorizes new bank or QuickBooks transactions within about 30 minutes. Then, a professional bookkeeper reviews the entries to ensure accuracy. Most small business owners save over 5 hours per week with this simplified, hybrid approach to bookkeeping.
Unlike standard tools, Otto AI combines AI automation with a finance team that understands creative and entrepreneurial businesses. It covers everything bookkeeping, invoicing, taxes, contracts, and entity setup, all in one place. Plus, there's a no-cost plan for businesses earning up to $25,000 per year.
Absolutely. Whether you're billing deposits, project milestones, or recurring payments, Otto supports multi-currency invoicing and smart reminders. Payments sync automatically with your books, helping you get paid faster often up to 30% sooner.
Otto tracks deductible expenses, organizes receipts, and offers quarterly CPA check-ins. Your books are kept CRA-compliant and ready for tax season, with automated T4A or 1099 filing support when applicable.
Yes, your information is secured using bank-level encryption, role-based permissions, continuous system monitoring, and yearly audits. We're also on track to complete SOC 2 certification, reflecting our strong commitment to data privacy.
Yes. Otto uses AI and human oversight to tag mixed transactions, so you can clearly separate business from personal expenses. If you're just getting started, Otto can also help you register an incorporated business or partnership.
Within an hour of linking your accounts, Otto AI dashboard updates with live cash flow, income statements, and balance sheets. You’ll get a clear picture of your business finances, no need to wait for month-end reports.
Every plan includes responsive in-app support. Premium plans go further, offering a dedicated bookkeeper, financial controller, and CPA consultation, typically with a response time under an hour.
Otto AI offers over 150 industry-specific templates, an AI writing assistant for drafting and summaries, integrated e-signatures, and smart links that connect contracts directly to your invoicing.
Yes, Otto AI handles everything from incorporating your business (like an LLC or S-Corp equivalent), to opening a business banking account with Mercury, storing legal documents, acting as your registered agent, and managing annual renewals.
Trusted by Creatives and Small Businesses Across the UK.
