Effortless bookkeeping, invoicing, and tax returns for freelancers and sole traders.
Quickly register as a sole trader or limited company. Understand your business structure clearly with our intuitive guides.
Automatically categorise expenses for effortless HMRC compliance. Access support from experienced UK accountants whenever needed.
Send professional invoices quickly and ensure prompt payment. Personalise invoices to represent your brand professionally.
Store and manage contracts effortlessly. Get timely alerts for important dates and renewals.
Complete Self Assessment forms with confidence. Clearly understand and maximise your allowable expenses and tax relief.
Instant, actionable insights into your cash flow and financial health. Easily track profitability and financial goals.
Otto is your all-in-one financial tool.
Directly from our users—how Otto is changing the way creative businesses manage their money.
Otto AI automatically categorises new transactions from your bank or accounting software, with human accountants verifying accuracy. UK small businesses typically save over 5 hours each week.
Otto uniquely blends AI automation with expert UK accountants, combining bookkeeping, invoicing, Self Assessment, contracts, and company setup into a single, easy-to-use platform. It offers a free tier for businesses processing up to £20K annually.
Absolutely—manage deposits, milestones, recurring bills, and multi-currency invoices effortlessly. Otto AI sends smart reminders helping you get paid up to 30% faster, syncing payments instantly to your accounts.
Otto AI tracks allowable expenses, securely stores receipts, and provides quarterly accountant reviews. It ensures your books are HMRC-ready and handles electronic submissions of any required tax documents.
Otto AI protects your data using bank-level encryption, strict access controls, continuous monitoring, and regular security audits, including SOC-2 compliance processes underway.
Yes—Otto AI clearly tags mixed expenses for instant compliant bookkeeping. If needed, Otto AI also assists with registering as a sole trader or forming a limited company.
Within an hour of connecting accounts, Otto’s dashboard provides live updates on cash flow, profit & loss, and balance sheets, giving immediate clarity on your financial status.
Yes—all plans include responsive UK-based chat support, with premium options providing dedicated accountants and expert calls, typically answered within an hour.
Otto AI offers over 150 UK-specific legal templates, an AI assistant for drafting and summarising contracts, integrated e-signature functionality, and automatic linking of contracts to invoices.
Otto AI streamlines the process of registering as a sole trader or limited company, assists in setting up a UK business bank account, stores important formation documents, and handles annual compliance requirements.
Trusted by Creatives and Small Businesses Across the UK.
