Automated bookkeeping, real-time insights, and expert support—Otto AI handles your accounts, so you can focus on growing your business.
From daily reconciliations to tax-ready reports, Otto AI accounting software combines the power of AI with a real finance team, purpose-built for small businesses in the UK.
Otto AI accounting software blends smart automation with expert financial support, so your books are accurate, your questions get answered, and your business stays one step ahead.
Monthly account closely handled by a dedicated finance lead
In-app chat for direct access to your accounting team
Smart client portal to request documents and respond to queries, no endless email threads
Integrated invoicing and payment tracking built in
Every transaction reviewed by AI and a qualified human expert
No more juggling deposits from multiple platforms or spending your weekends hunting down receipts. Otto AI automates the admin, picks up what others miss, and keeps your financial records tidy, without the hassle.
Live bank and card feeds with around-the-clock reconciliation
Smart auto-categorisation tailored to your chart of accounts
OCR-powered receipt inbox with automatic matching
Unified income tracking from PayPal, Stripe, and more
Otto AI Accounting takes care of tax prep, supplier paperwork, and ongoing compliance—so nothing slips through the cracks or stacks up over time.
Preparation and filing of tax returns (optional full-service support)
Quarterly tax planning sessions with qualified accountants
Company admin made simple: store documents, track ownership, and manage compliance tasks
Ongoing audit checks and anomaly detection built in
Outdated balance sheets and unclear figures don’t help you make decisions. Otto AI delivers live, actionable insights and gives you the clarity to ask smarter questions and move faster.
Live dashboards for profit & loss, cash flow, and balance sheet
KPI widgets highlight trends and flag anomalies automatically
AI-powered “explain this line” notes on every transaction
Multi-entity view for those managing more than one business
Secure document vault with automatic backups
Optimise your finances with an easy, automated process: connect, track, and be ready for tax season.
Connect and Set Up
Click "Start for free". Securely connect your bank/credit card data, Stripe, PayPal, and (optionally) QuickBooks. Tell Otto about each entity, income flow, and any specific accounts (trust, transfer, etc.).
Capture and Automate
Upload receipts to the dashboard or automatically forward invoices to your Otto inbox. Say goodbye to spreadsheets for good.
Review, Decide, and Grow
Open the live dashboard to quote projects, plan your taxes, and pay yourself with confidence. Chat with a human bookkeeper or CPA inside the app for simple, jargon-free answers.
Six built-in power features erase months of messy data, deliver compliant accounts in days, and set you up to stay current, no spreadsheets, no stress.
Whether you're three months or three years out of date, Otto automatically imports and categorises thousands of past transactions in one process.
From receipts and bank feeds to PayPal, Stripe, and QuickBooks—our smart matching engine reconciles every penny quickly and accurately.
Receive polished profit & loss statements, balance sheets, and year-end packs—ready for filing by your accountant (or ours), with no last-minute stress.
BOnce you’re caught up, simply switch over to Otto AI monthly bookkeeping service and keep your finances in check—no more falling behind.
Every clean-up is reviewed and signed off by a qualified professional, ensuring accuracy and audit-readiness in line with UK standards.
We’ll bring your records up to date in days—not weeks—with a transparent process and, where needed, guidance on penalties or interest risks.
Other accounting software ties you to clunky spreadsheets, hidden fees, and endless tabs. Otto AI accounting software centralises all bank feeds, categorisation, reconciliations, and expert review in one elegant dashboard. Replaces Collective, Keeper, Freshbooks, Quicken, Bench, Doola, Fincent, Finally and more.
End-to-end financial management that scales with every stage of your business.
Easily manage legal entities, compliance, and ownership in one platform.
Create, send, and manage invoices. Track payments and ensure timely cash flow.
Create, track, and electronically sign contracts to ensure compliance and deadlines.
Plan your taxes with confidence using expert CPAs and smart tools to track deductions.
Real-time business reports show you where you are today and what to do next.
One-stop accounting software for small businesses to manage your books, taxes, invoices, and contracts.
Straight from our customers—how Otto is changing the way creative businesses manage money.
Accounting involves recording, categorising, and summarising your financial transactions. For creators and small business owners, it’s essential for managing income from different sources and keeping on top of expenses.
AI helps simplify the accounting process by automating repetitive tasks, spotting unusual activity, and offering real-time insights into your finances. Otto AI uses AI to speed up admin and help you focus on the bigger picture.
Not at all. AI supports accountants by taking care of routine tasks. Otto AI works as a digital co-pilot—making professionals more efficient without replacing their knowledge or judgement.
Yes. AI-powered accounting software like Otto AI is ideal for small businesses. It offers affordable, scalable tools to save time, stay organised, and make informed financial decisions.
Absolutely. Otto AI accounting software is designed with non-accountants in mind, featuring a clean interface and guided workflows—so anyone can stay on top of their finances with confidence.
Look for features like automated categorisation, live bank connections, and income tracking across different platforms. Otto AI accounting software is built to meet the needs of freelancers, creatives, and small businesses.
By automating things like importing transactions, categorising expenses, and generating reports, accounting software like Otto AI accounting software gives you more time to focus on your actual work.
Yes. Otto AI accounting keeps your income and expenses organised, making tax time far less stressful. You can export detailed reports for your accountant or use them to file your own return.
AI reduces the risk of human error by flagging inconsistencies, automating reconciliations, and double-checking entries—keeping your books accurate and audit-ready.
It is. While costs vary, AI software pays off by cutting down on admin hours. Otto AI accounting offers cost-effective plans with powerful features designed to help small businesses save time and money.
Trusted by Creatives and Small Businesses Nationwide.
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