Otto AI is modernising Finance

Take Charge of Your Business Finances

Streamline your bookkeeping, tax planning, invoicing, compliance, and cash flow, designed for self-employed South Africans and growing small businesses.

In Good Company
"Otto gets what creative businesses need—simplicity, speed, and no distractions."
Cali
Founder · Sorry Dad Co.
Entity Management

Set Up and Manage Your Business with Ease

Streamline your business journey from the very start. Effortlessly manage legal structures, ownership, and compliance from one easy-to-use platform. Built with financial clarity for entrepreneurs in mind, so getting started doesn’t feel like admin.

Explore Entity Management
Bookkeeping

Human Expertise Meets AI Bookkeeping

Let AI handle the number crunching while real professionals keep your records accurate, tidy, and SARS-ready. It’s bookkeeping designed for business owners who need speed, accuracy, and peace of mind.

Explore Bookkeeping
Invoicing

Smart, Professional Invoicing Made Simple

Send professional invoices in minutes and stay on top of payments. Our intuitive tools make it easy to track what’s due, helping you stay cash flow positive. Built for South African entrepreneurs who value time and financial control.

Create an Invoice
Contracts

Keep Your Business Covered

Draft, send, and eSign contracts without the stress. Stay organised with automated tracking and deadline reminders, all from one place. Whether you're a freelancer or a growing business, it's contract management made easy.

Create A Contracts
Taxes

Stay Ahead of Tax Season

Get expert help and clever tools to stay tax compliant all year round. Plan ahead, track deductible expenses, and manage your obligations with confidence. Tailored for South African tax requirements and entrepreneurial needs.

Explore Tax Strategy
Reporting

Understand Your Business at a Glance

Access clear, easy-to-read financial reports that help you make better decisions. Get real-time insights and performance dashboards designed for small businesses and self-starters alike.

Explore Reports

Clear the clutter.

Otto is your all-in-one financial tool.

Otto AI is all you need
Bookkeeping
Taxes
Invoicing
Contracts
Entity Management
Reporting

Reviews are here.

Directly from our users—how Otto is changing the way creative businesses manage their money.

Preston Tietjen
Propietario de Negocio de Fotografía

"Real-time insights from Otto have been invaluable for managing cash flow and making decisions. The platform is easy to use, and the team is incredibly on top of everything."

Preston Tietjen, Creative Business Owner
favourite features
  • Expense Tracking
  • Generate Invoice
  • Organised
Sophia Yeshi
Creative Business Owner

"I'm excited to help Otto reach more creators because every creative deserves access to the tools and support they need to grow their businesses and focus on what they love—creating."

Sophia Yeshi, Illustrator and Designer
Creator’s favourite features
  • Expense Tracking
  • Organise Invoices
Kai Byrd
Creative Business Owner

"Keeping my finances stable is crucial, and Otto helps me earn more and pay less in taxes. With its focus on creatives, I keep more of what I earn, feeding my business and creativity."

Kai Byrd, Photographer, Creative Director
favourite features
  • Expense Tracking
  • Generate Invoice
  • Organised

$5,000+

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annual tax savings

10 hours

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monthly savings

100% of users feel more in control

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more in control with Otto AI

FAQs

How does AI bookkeeping save time for small businesses?

Otto AI automatically categorises your latest bank or QuickBooks transactions in roughly 30 minutes. Then, a human bookkeeper double-checks everything. It's a streamlined process that helps most small business owners save over 5 hours a week on admin.

What sets Otto AI apart from standard accounting software?

Otto AI combines smart automation with a finance team that understands entrepreneurs and creatives. From bookkeeping and invoicing to taxes, contracts, and entity setup, it’s all managed on one platform. Plus, there’s a free plan for businesses with annual transactions under $25,000.

Can I easily handle invoices and keep track of payments?

Absolutely. Whether it’s one-off invoices, deposits, or recurring bills, Otto AI makes it easy to create, send, and follow up. You’ll get smart reminders, support for multiple currencies, and faster payments, up to 30% quicker with auto-sync to your books.

How does Otto AI assist with tax preparation?

Otto AI helps you stay tax-ready by tracking your deductions, storing receipts, and offering quarterly reviews from qualified accountants. It also handles 1099 forms generating and e-filing them for you when needed.

Is my financial information secure on the platform?

Your data is protected with bank-level encryption, strict role-based access, real-time monitoring, and annual audits. We’re also working toward full SOC 2 certification to meet top industry standards.

Can Otto AI help keep my personal and business finances separate?

Yes. Mixed expenses are flagged and sorted by AI with input from real reviewers, so your books remain clean and compliant. If you haven't registered a business yet, Otto AI can help you form an LLC or S-Corp as well.

How does the real-time dashboard support financial tracking?

Once you connect your accounts, Otto AI dashboard starts displaying live cash flow, profit & loss, and balance sheet data usually within the hour. It’s the kind of up-to-date insight that helps you stay on top of your business finances throughout the month.

Do I get access to real financial experts with Otto AI?

Yes, all plans come with responsive chat support. Premium plans also include a dedicated bookkeeper, financial controller, and on-demand access to a CPA often available within an hour.

What kind of contract support does Otto AI provide?

You’ll have access to over 150 industry-specific templates, an AI assistant to help with drafting and summaries, built-in e-signing, and the ability to link contracts directly to your invoices.

How does Otto AI help with setting up and managing a company?

Otto AI can register your LLC or S-Corp, open a Mercury business bank account, store your company documents, act as your registered agent, and even manage annual renewals all in one place.