AI Bookkeeping Software for Growing Businesses

Stay on top of your books without spreadsheets or stress. Otto AI-powered bookkeeping software gives South African entrepreneurs real-time visibility, clean records, and peace of mind.

  • United States+1
  • United Kingdom+44
  • Afghanistan (‫افغانستان‬‎)+93
  • Albania (Shqipëri)+355
  • Algeria (‫الجزائر‬‎)+213
  • American Samoa+1
  • Andorra+376
  • Angola+244
  • Anguilla+1
  • Antigua and Barbuda+1
  • Argentina+54
  • Armenia (Հայաստան)+374
  • Aruba+297
  • Ascension Island+247
  • South Africa+27
  • Austria (Österreich)+43
  • Azerbaijan (Azərbaycan)+994
  • Bahamas+1
  • Bahrain (‫البحرين‬‎)+973
  • Bangladesh (বাংলাদেশ)+880
  • Barbados+1
  • Belarus (Беларусь)+375
  • Belgium (België)+32
  • Belize+501
  • Benin (Bénin)+229
  • Bermuda+1
  • Bhutan (འབྲུག)+975
  • Bolivia+591
  • Bosnia and Herzegovina (Босна и Херцеговина)+387
  • Botswana+267
  • Brazil (Brasil)+55
  • British Indian Ocean Territory+246
  • British Virgin Islands+1
  • Brunei+673
  • Bulgaria (България)+359
  • Burkina Faso+226
  • Burundi (Uburundi)+257
  • Cambodia (កម្ពុជា)+855
  • Cameroon (Cameroun)+237
  • Canada+1
  • Cape Verde (Kabu Verdi)+238
  • Caribbean Netherlands+599
  • Cayman Islands+1
  • Central African Republic (République centrafricaine)+236
  • Chad (Tchad)+235
  • Chile+56
  • China (中国)+86
  • Christmas Island+27
  • Cocos (Keeling) Islands+27
  • Colombia+57
  • Comoros (‫جزر القمر‬‎)+269
  • Congo (DRC) (Jamhuri ya Kidemokrasia ya Kongo)+243
  • Congo (Republic) (Congo-Brazzaville)+242
  • Cook Islands+682
  • Costa Rica+506
  • Côte d’Ivoire+225
  • Croatia (Hrvatska)+385
  • Cuba+53
  • Curaçao+599
  • Cyprus (Κύπρος)+357
  • Czech Republic (Česká republika)+420
  • Denmark (Danmark)+45
  • Djibouti+253
  • Dominica+1
  • Dominican Republic (República Dominicana)+1
  • Ecuador+593
  • Egypt (‫مصر‬‎)+20
  • El Salvador+503
  • Equatorial Guinea (Guinea Ecuatorial)+240
  • Eritrea+291
  • Estonia (Eesti)+372
  • Eswatini+268
  • Ethiopia+251
  • Falkland Islands (Islas Malvinas)+500
  • Faroe Islands (Føroyar)+298
  • Fiji+679
  • Finland (Suomi)+358
  • France+33
  • French Guiana (Guyane française)+594
  • French Polynesia (Polynésie française)+689
  • Gabon+241
  • Gambia+220
  • Georgia (საქართველო)+995
  • Germany (Deutschland)+49
  • Ghana (Gaana)+233
  • Gibraltar+350
  • Greece (Ελλάδα)+30
  • Greenland (Kalaallit Nunaat)+299
  • Grenada+1
  • Guadeloupe+590
  • Guam+1
  • Guatemala+502
  • Guernsey+44
  • Guinea (Guinée)+224
  • Guinea-Bissau (Guiné Bissau)+245
  • Guyana+592
  • Haiti+509
  • Honduras+504
  • Hong Kong (香港)+852
  • Hungary (Magyarország)+36
  • Iceland (Ísland)+354
  • India (भारत)+91
  • Indonesia+62
  • Iran (‫ایران‬‎)+98
  • Iraq (‫العراق‬‎)+964
  • Ireland+353
  • Isle of Man+44
  • Israel (‫ישראל‬‎)+972
  • Italy (Italia)+39
  • Jamaica+1
  • Japan (日本)+81
  • Jersey+44
  • Jordan (‫الأردن‬‎)+962
  • Kazakhstan (Казахстан)+7
  • Kenya+254
  • Kiribati+686
  • Kosovo+383
  • Kuwait (‫الكويت‬‎)+965
  • Kyrgyzstan (Кыргызстан)+996
  • Laos (ລາວ)+856
  • Latvia (Latvija)+371
  • Lebanon (‫لبنان‬‎)+961
  • Lesotho+266
  • Liberia+231
  • Libya (‫ليبيا‬‎)+218
  • Liechtenstein+423
  • Lithuania (Lietuva)+370
  • Luxembourg+352
  • Macau (澳門)+853
  • Macedonia (FYROM) (Македонија)+389
  • Madagascar (Madagasikara)+261
  • Malawi+265
  • Malaysia+60
  • Maldives+960
  • Mali+223
  • Malta+356
  • Marshall Islands+692
  • Martinique+596
  • Mauritania (‫موريتانيا‬‎)+222
  • Mauritius (Moris)+230
  • Mayotte+262
  • Mexico (México)+52
  • Micronesia+691
  • Moldova (Republica Moldova)+373
  • Monaco+377
  • Mongolia (Монгол)+976
  • Montenegro (Crna Gora)+382
  • Montserrat+1
  • Morocco (‫المغرب‬‎)+212
  • Mozambique (Moçambique)+258
  • Myanmar (Burma) (မြန်မာ)+95
  • Namibia (Namibië)+264
  • Nauru+674
  • Nepal (नेपाल)+977
  • Netherlands (Nederland)+31
  • New Caledonia (Nouvelle-Calédonie)+687
  • New Zealand+64
  • Nicaragua+505
  • Niger (Nijar)+227
  • Nigeria+234
  • Niue+683
  • Norfolk Island+672
  • North Korea (조선 민주주의 인민 공화국)+850
  • Northern Mariana Islands+1
  • Norway (Norge)+47
  • Oman (‫عُمان‬‎)+968
  • Pakistan (‫پاکستان‬‎)+92
  • Palau+680
  • Palestine (‫فلسطين‬‎)+970
  • Panama (Panamá)+507
  • Papua New Guinea+675
  • Paraguay+595
  • Peru (Perú)+51
  • Philippines+63
  • Poland (Polska)+48
  • Portugal+351
  • Puerto Rico+1
  • Qatar (‫قطر‬‎)+974
  • Réunion (La Réunion)+262
  • Romania (România)+40
  • Russia (Россия)+7
  • Rwanda+250
  • Saint Barthélemy+590
  • Saint Helena+290
  • Saint Kitts and Nevis+1
  • Saint Lucia+1
  • Saint Martin (Saint-Martin (partie française))+590
  • Saint Pierre and Miquelon (Saint-Pierre-et-Miquelon)+508
  • Saint Vincent and the Grenadines+1
  • Samoa+685
  • San Marino+378
  • São Tomé and Príncipe (São Tomé e Príncipe)+239
  • Saudi Arabia (‫المملكة العربية السعودية‬‎)+966
  • Senegal (Sénégal)+221
  • Serbia (Србија)+381
  • Seychelles+248
  • Sierra Leone+232
  • Singapore+65
  • Sint Maarten+1
  • Slovakia (Slovensko)+421
  • Slovenia (Slovenija)+386
  • Solomon Islands+677
  • Somalia (Soomaaliya)+252
  • South Africa+27
  • South Korea (대한민국)+82
  • South Sudan (‫جنوب السودان‬‎)+211
  • Spain (España)+34
  • Sri Lanka (ශ්‍රී ලංකාව)+94
  • Sudan (‫السودان‬‎)+249
  • Suriname+597
  • Svalbard and Jan Mayen+47
  • Sweden (Sverige)+46
  • Switzerland (Schweiz)+41
  • Syria (‫سوريا‬‎)+963
  • Taiwan (台灣)+886
  • Tajikistan+992
  • Tanzania+255
  • Thailand (ไทย)+66
  • Timor-Leste+670
  • Togo+228
  • Tokelau+690
  • Tonga+676
  • Trinidad and Tobago+1
  • Tunisia (‫تونس‬‎)+216
  • Turkey (Türkiye)+90
  • Turkmenistan+993
  • Turks and Caicos Islands+1
  • Tuvalu+688
  • U.S. Virgin Islands+1
  • Uganda+256
  • Ukraine (Україна)+380
  • United Arab Emirates (‫الإمارات العربية المتحدة‬‎)+971
  • United Kingdom+44
  • United States+1
  • Uruguay+598
  • Uzbekistan (Oʻzbekiston)+998
  • Vanuatu+678
  • Vatican City (Città del Vaticano)+39
  • Venezuela+58
  • Vietnam (Việt Nam)+84
  • Wallis and Futuna (Wallis-et-Futuna)+681
  • Western Sahara (‫الصحراء الغربية‬‎)+212
  • Yemen (‫اليمن‬‎)+967
  • Zambia+260
  • Zimbabwe+263
  • Åland Islands+358
Monthly Operating Expenses
  • Monthly Operating Expenses
  • Less than R85,000
  • R85,000 – R150,000
  • R150,000 – R250,000
  • More than R250,000

AI Bookkeeping Software That Works
Behind the Scenes

From transaction tracking to tax prep, Otto AI handles the details, so you can focus on
running your business, not managing your finances.

Ditch the Paperwork, Let AI Handle Your Books

Say goodbye to late nights sorting receipts. Otto AI bookkeeping software automates the heavy lifting, so you spend less time on admin and more time growing your business.

  • Smart auto-categorisation, trained on service-based and creative spending

  • OCR-powered invoice and receipt capture

  • Built-in audit checks flag errors on the spot

  • Optional bill payments and accounts payable automation on premium plans

Otto AI Bookkeeping Software
Bookkeeping Status

Stay Tax-Ready, All Year Round

Scrambling at tax time? Not anymore. Otto AI online bookkeeping services help you stay organised throughout the year, with systems that keep your finances compliant, neat, and up to date.

  • Auto-generate and e-file 1099s for contractors

  • Built-in W-9 request workflows

  • AI-driven anomaly detection spots unusual transactions

  • SOC 2 security (in progress) and bank-level encryption

  • Multi-entity support and transparent pricing, no surprise fees

Know Your Numbers, Make Better Moves

Spreadsheets and guesswork won’t cut it when you’re scaling. Otto AI bookkeeping software gives you live dashboards that let you plan with confidence.

  • Realtime financial views and KPIs designed for service businesses

  • Daily reconciliation powered by dual feeds (Plaid + QuickBooks)

  • Revenue matching from platforms like Stripe, PayPal, and more

AI Expense Tracking
Financial Insights

AI Where It Helps. Humans Where It Matters.

Otto combines smart AI bookkeeping with real expert support. Your books aren’t just generated, they’re reviewed, validated, and ready for whatever comes next.

  • Talk to real accountants with built-in chat support

  • Monthly reviews from a dedicated team (Bookkeeper to CPA)

  • Easy, guided onboarding with live assistance

  • Role-based access so your whole team can collaborate safely

How to Use Otto AI Bookkeeping Software - 3-Step Process

Optimise your finances with an easy, automated process: connect, track, and be ready for tax season.

1
Step

Connect and Set Up

Click "Start for free". Securely connect your bank/credit card data, Stripe, PayPal, and (optionally) QuickBooks. Tell Otto about each entity, income flow, and any specific accounts (trust, transfer, etc.).

2
Step

Capture and Automate

Upload receipts to the dashboard or automatically forward invoices to your Otto inbox. Say goodbye to spreadsheets for good.

3
Step

Review, Decide, and Grow

Open the live dashboard to quote projects, plan your taxes, and pay yourself with confidence. Chat with a human bookkeeper or CPA inside the app for simple, jargon-free answers.

From Smart Categorization to Tax Prep—Otto Has You Covered

These everyday bookkeeping time savers come standard with no plugins, no extra tools.

Automatic Categorisation

Transactions are sorted using intelligent rules designed for creative and service-based businesses, no manual tagging needed.

Receipt Scanning with OCR

Upload receipts or supplier invoices, Otto captures the details, matches them to your records, and logs them automatically.

Manage Multiple Businesses

Easily run several businesses under one Otto account. Keep each entity organised and clearly separated.

Built-In Security

Bank-level encryption and SOC 2 controls (in progress) ensure your financial data stays safe and protected.

Real-Time Financial Overview

View your income, expenses, and trends in one central dashboard, updated live, not days behind.

Help with Tax Prep

Otto AI handles Self Assessment prep, gathers contractor forms, and keeps your accounts tidy for a smooth year-end process.

Otto AI Bookkeeping Software vs Other Platforms

Other bookkeeping software ties you to clunky spreadsheets, hidden fees, and endless tabs. Otto AI bookkeeping software centralises all bank feeds, categorisation, reconciliations, and expert review in one elegant dashboard. Replaces Collective, Keeper, Freshbooks, Quicken, Bench, Doola, Fincent, Finally and more.

Otto AI
Collective
Keeper
FreshBooks
Quicken
Bench
Real-time financial statements & dashboards
24/7 bank feed reconciliation (continuous close)
Automatic categorisation of transactions
OCR / AI data capture from receipts & invoices
~
AI insights & KPI dashboards
~
~
Chat-based AI accountant / natural language Q&A
Chain of thought explainability for every entry
Dedicated controller led finance team
Bill pay & end-to-end A/P automation
Revenue reconciliation & POS deposit matching
G/L hygiene & vendor deduplication tools
Continuous audit, anomaly & error detection
Client collaboration (smart mailroom / 1 click queries)
~
Multi entity / departmental consolidation
~
Secure document vault & automated backups (G-Drive integration)
Automated 1099 vendor compliance workflows

One Platform: From Entity Setup to Year-End Reports

Comprehensive financial solutions for your business needs.

Reviews are here.

Straight from our customers—how Otto is changing the way creative businesses manage money.

Owner of Photography Business

"The real-time insights from Otto have been incredible for managing cash flow and making decisions. The platform is easy to use, and the team is extremely top of everything.”

Preston Tietjen

Preston Tietjen

Creative Producer & Founder

Slide 1 of 3.

FAQs

How does AI Bookkeeping Software save time?

Otto AI Bookkeeping Software automates bank feeds, categorises transactions, and tracks your cash flow in real time, freeing up hours each week. No more spreadsheets or manual data entry, just smart, streamlined bookkeeping.

Can I track cash flow in real time?

Yes. The live dashboard in our AI Bookkeeping Software gives you up-to-date insights into your cash flow, income, and expenses helping you make informed decisions as your business evolves.

How are transactions categorised automatically?

Otto uses machine learning to categorise your transactions shortly after syncing. Anything that needs extra attention is reviewed by our in-house finance team, ensuring accuracy across the board.

Will my books be ready for tax season?

They will. Otto keeps your records organised throughout the year, making tax filing simpler. Our monthly reviews and clean reporting keep you compliant and prepared.

Is my financial data secure?

Absolutely. Our AI Bookkeeping Software uses bank-level encryption, access controls, and third-party audits to protect your data, so your finances stay safe and confidential.

How does Otto connect to my bank accounts?

We use trusted providers like Plaid to securely connect your accounts. This link enables real-time syncing of transactions without the need for manual uploads.

Can I speak to real finance experts if I need help?

Yes. Alongside automation, Otto AI bookkeeping offers access to real professionals including bookkeepers and CPAs via chat, calls, or consultations, depending on your plan.

Is the dashboard beginner-friendly?

It is. Otto AI bookkeeping dashboard is designed for entrepreneurs, not accountants. It’s clear, visual, and easy to understand even if numbers aren’t your thing.

Does Otto AI replace my other finance tools?

Otto acts as your financial hub connecting with tools like QuickBooks, your bank, payment processors, and tax platforms. It simplifies your workflow by uniting everything in one place.

How long does setup take?

Most users are up and running in under an hour. Just connect your bank feeds, and our AI Bookkeeping Software starts working immediately, no longer onboarding required.

Is Otto AI a good fit for entrepreneurs?

Yes. Our platform is built specifically for bookkeeping for entrepreneurs, whether you're freelancing, running a small agency, or scaling a side hustle. Otto helps you stay organised, compliant, and in control.

Made in Webflow