Otto AI is modernising Finance

Your Finances, Sorted.

Take the stress out of bookkeeping, tax, invoicing, compliance, and cash flow—made for Aussie sole traders and small business owners.

In Good Company
"Otto gets what creative businesses need—simplicity, speed, and no distractions."
Cali
Founder · Sorry Dad Co.
Entity Management

Start Your Business the Smart Way

Easily manage legal entities, compliance, and ownership, all in one streamlined platform. Built for entrepreneurs, with finance in mind, so setting up and running your business feels effortless.

Explore Entity Management
Bookkeeping

Human Bookkeeping, Supercharged by AI

Let AI handle the heavy lifting while real experts ensure your books are accurate, tidy, and tax-ready. It’s ideal for entrepreneurs who need fast, dependable, and stress-free bookkeeping.

Explore Bookkeeping
Invoicing

Professional Invoicing, Made Simple

Send polished invoices, track payments, and maintain steady cash flow with ease. Designed with best-practice accounting in mind, so you get paid on time, every time.

Create an Invoice
Contracts

Stay on Top of Contracts

Create, send, track, and eSign contracts without the hassle. From compliance to deadlines, you’re covered, so you can focus on growing your business, not chasing paperwork.

Create A Contracts
Taxes

Confidently Take Control of Your Tax

Plan ahead with smart tools and qualified CPAs. From deductions to liabilities, we help you stay organised and tax-ready, tailored for Aussie entrepreneurs needing proactive support.

Explore Tax Strategy
Reporting

Know Where You Stand, Financially

Get smart, digestible financial reports that help you make sharper business decisions. Our dashboards make tracking progress and staying on top of your books a breeze.

Explore Reports

Clear the clutter.

Otto is your all-in-one financial tool.

Otto AI is all you need
Bookkeeping
Taxes
Invoicing
Contracts
Entity Management
Reporting

Reviews are here.

Directly from our users—how Otto is changing the way creative businesses manage their money.

Preston Tietjen
Propietario de Negocio de Fotografía

"Real-time insights from Otto have been invaluable for managing cash flow and making decisions. The platform is easy to use, and the team is incredibly on top of everything."

Preston Tietjen, Creative Business Owner
favourite features
  • Expense Tracking
  • Generate Invoice
  • Organised
Sophia Yeshi
Creative Business Owner

"I'm excited to help Otto reach more creators because every creative deserves access to the tools and support they need to grow their businesses and focus on what they love—creating."

Sophia Yeshi, Illustrator and Designer
Creator’s favourite features
  • Expense Tracking
  • Organise Invoices
Kai Byrd
Creative Business Owner

"Keeping my finances stable is crucial, and Otto helps me earn more and pay less in taxes. With its focus on creatives, I keep more of what I earn, feeding my business and creativity."

Kai Byrd, Photographer, Creative Director
favourite features
  • Expense Tracking
  • Generate Invoice
  • Organised

$5,000+

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annual tax savings

10 hours

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monthly savings

100% of users feel more in control

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more in control with Otto AI

FAQs

How does AI bookkeeping save time for small businesses?

Otto AI automatically categorises new bank or QuickBooks transactions in around 30 minutes, then a qualified bookkeeper reviews them for accuracy. It’s a streamlined approach that typically saves small business owners 5+ hours each week.

What sets Otto AI apart from traditional accounting software?

Unlike standard tools, Otto AI combines smart automation with a finance team that understands creatives. You get bookkeeping, invoicing, taxes, contracts, and entity setup in one place with a free plan available for up to $25K in yearly transactions.

Can I manage invoices and payments without hassle?

Absolutely. Whether it’s deposits, milestones, or recurring billing, Otto AI supports multiple currencies, sets up auto-reminders, and helps you get paid up to 30% faster. Payments are synced to your books in real time.

How does Otto AI support tax preparation?

Otto AI tracks your deductions, keeps receipts organised, and includes quarterly reviews with certified accountants. It also prepares IRS-ready books and automatically generates and lodges any required 1099s.

Is my financial data secure with Otto AI?

Yes. Your data is protected with bank-level encryption, role-based permissions, constant monitoring, and annual audits. SOC 2 compliance is also underway for added peace of mind.

Can Otto AI help separate business and personal expenses?

It sure can. The AI, backed by human reviewers, flags mixed transactions so your books stay clean and compliant. If you haven’t yet set up a formal structure, Otto can also help form an LLC or S-Corp for you.

How does the real-time dashboard support financial tracking?

Once your accounts are linked, your dashboard displays live cash flow, profit and loss, and balance sheet data within the hour. You’ll have up-to-date insights to guide decisions no need to wait for month-end.

Do I get access to real finance experts?

Yes. Every plan includes responsive chat support, and higher tiers give you access to a dedicated bookkeeper, controller, and CPA, most responses come through in under an hour.

What kind of contract support is included?

You’ll have access to over 150 industry-specific templates, an AI helper to draft or summarise contracts, built-in eSignatures, and the ability to link contracts directly to invoices.

How can Otto AI assist with setting up and managing my company?

Otto AI takes care of your LLC or S-Corp formation, opens a Mercury business bank account, stores your documents, acts as your registered agent, and even handles annual renewals all in one place.