Otto AI Bookkeeping Software handles the heavy lifting, so you can focus on your business, not your spreadsheets.
Whether you're a sole trader or running a growing business, Otto AI gives you the tools to automate, track, and manage your finances without the stress.
Tired of reconciling bank statements and chasing down receipts? Otto AI bookkeeping software automates the grunt work, so you can spend more time doing the work you love, not managing spreadsheets.
Smart auto-categorisation trained on creative and service-based spending
OCR-enabled receipt and invoice scanning, snap and store in seconds
Real-time error detection through our audit engine
Optional bill payments and accounts payable automation (available on Growth plans and above)
Forget the last-minute scramble. Otto AI online bookkeeping services help you stay tax-ready all year, with tidy books, compliant records, and fewer surprises come EOFY.
Auto-preparation and electronic filing for 1099s
W-9 collection workflows built in for contractors
Alerts for unusual or out-of-place transactions
Enterprise-grade security with SOC 2 controls (in progress)
Multi-entity support with simple, transparent pricing, no hidden fees
Old spreadsheets and guesswork don’t cut it anymore. Otto AI bookkeeping software for small business offers real-time insights, giving you the confidence to quote accurately, budget better, and pay yourself properly.
Live dashboards and financial KPIs built for service providers
Daily reconciliations from dual feeds (Plaid + QuickBooks)
Auto-matched revenue across multiple income platforms
Otto combines the speed of AI bookkeeping with expert oversight. Whether you're self-employed or scaling a team, our bookkeeping for entrepreneurs gives you automation when you want it, and real humans when you need them.
In-app accountant chat with instant, plain-English answers
Monthly financial reviews by our expert team from bookkeeper to CPA
Step-by-step onboarding with live human support
Role-based access so your whole team can collaborate safely
Optimise your finances with an easy, automated process: connect, track, and be ready for tax season.
Connect and Set Up
Click "Start for free". Securely connect your bank/credit card data, Stripe, PayPal, and (optionally) QuickBooks. Tell Otto about each entity, income flow, and any specific accounts (trust, transfer, etc.).
Capture and Automate
Upload receipts to the dashboard or automatically forward invoices to your Otto inbox. Say goodbye to spreadsheets for good.
Review, Decide, and Grow
Open the live dashboard to quote projects, plan your taxes, and pay yourself with confidence. Chat with a human bookkeeper or CPA inside the app for simple, jargon-free answers.
These everyday bookkeeping time savers come standard with no plugins, no extra tools.
Transactions are sorted using intelligent rules designed for creative and service-based businesses, no manual tagging needed.
Upload receipts or supplier invoices, Otto captures the details, matches them to your records, and logs them automatically.
Easily run several businesses under one Otto account. Keep each entity organised and clearly separated.
Bank-level encryption and SOC 2 controls (in progress) ensure your financial data stays safe and protected.
View your income, expenses, and trends in one central dashboard, updated live, not days behind.
Otto AI handles Self Assessment prep, gathers contractor forms, and keeps your accounts tidy for a smooth year-end process.
Other bookkeeping software ties you to clunky spreadsheets, hidden fees, and endless tabs. Otto AI bookkeeping software centralises all bank feeds, categorisation, reconciliations, and expert review in one elegant dashboard. Replaces Collective, Keeper, Freshbooks, Quicken, Bench, Doola, Fincent, Finally and more.
Comprehensive financial solutions for your business needs.
Easily manage legal entities, compliance, and ownership in one platform.
Create, send, and manage invoices. Track payments and ensure timely cash flow.
Create, track, and electronically sign contracts to ensure compliance and deadlines.
Plan your taxes with confidence using expert CPAs and smart tools to track deductions.
Real-time business reports show you where you are today and what to do next.
One-stop accounting software for small businesses to manage your books, taxes, invoices, and contracts.
Straight from our customers—how Otto is changing the way creative businesses manage money.
Otto AI Bookkeeping Software automatically syncs your bank feeds, categorises transactions, and keeps your books updated with no manual data entry needed. It cuts hours off your weekly admin and lets you focus on growing your business.
Yes. With live dashboards built into our AI Bookkeeping Software, you can monitor your cash flow, profit and loss, and balance sheet as it updates, helping you make better financial decisions on the spot.
Our AI bookkeeping software uses machine learning to sort most transactions within 30 minutes. Anything unclear gets reviewed by a real bookkeeper, so your records are not just automated, but accurate too.
Absolutely. Otto AI keeps your books organised month by month, with tax prep tools built in. When tax time rolls around, you’re sorted, no scrambling for receipts or missing data.
Yes. Our AI Bookkeeping Software uses bank-grade encryption, strict access controls, and ongoing third-party audits to keep your data secure. Your information stays private and protected at every step.
Otto AI Bookeeping software connects via secure providers like Plaid to sync your bank feeds directly. Once linked, your transactions flow into the system automatically, no uploads or spreadsheets required.
Definitely. Our AI Bookkeeping Software includes access to human experts. Whether it's a quick question or a deep dive with a CPA, support is always just a message or call away.
It is. The dashboard is designed for small business owners, not finance pros. With clear visuals, simple language, and colour-coded insights, your financial data becomes easy to understand and act on.
Yes. Otto AI integrates seamlessly with QuickBooks, banks, invoicing platforms, and more. It brings everything into one dashboard, removing the need for multiple apps and eliminating double handling.
Most users are fully set up in under an hour. Once your bank feeds are connected, you’ll start seeing real-time insights right away.
Absolutely. Otto AI Bookkeeping Software is built for entrepreneurs, giving you an easy, reliable system for staying on top of your books while running your business day-to-day.