Otto AI accounting software helps you automate reconciliations, track cash flow, and stay compliant, without spreadsheets or stress.
Combining the power of AI in accounting software with real human expertise, Otto gives
you clear
financial oversight, tax-ready records, and more time to focus on what matters.
Otto AI Accounting Software blends cutting-edge automation with expert financial support, so your books stay accurate, your questions get answered, and your business stays one step ahead.
Monthly close led by your dedicated financial controller
Chat directly with your finance team through in-app messaging
Smart client portal to upload documents and respond to requests no messy email threads
Built-in invoicing and payment tracking to keep cash flow visible
Every transaction reviewed by both AI and real humans for complete confidence
Stop losing weekends to spreadsheets. Otto AI based accounting software catches everything from deposits to receipts, so your records are complete and audit-ready.
Real-time bank and card feeds with continuous reconciliation
Auto-categorisation tailored to your chart of accounts
Upload receipts to your inbox, OCR tech auto-matches them to transactions
Consolidated income tracking across Stripe, PayPal, Venmo, and more
One-click imports from QuickBooks or CSV, plus catch-up bookkeeping and global search
Forget chasing due dates. Otto AI software for accounting keeps your compliance and tax obligations running smoothly in the background.
Optional full-service tax filing - federal and state
Quarterly tax planning sessions with registered CPAs
Manage company formation, ownership, and legal docs all in one place
Ongoing audit checks and anomaly alerts keep you ahead of any issues
Basic reports won’t cut it. Otto AI accounting software for small business delivers live dashboards, performance snapshots, and real explanations, so you always know where you stand.
Up-to-the-minute P&L, balance sheet, and cash flow views
KPI widgets reveal trends, risks, and outliers automatically
AI-powered transaction notes explain anything you’re unsure about
View all your businesses in one dashboard with multi-entity support
Secure storage vault with auto-backups to protect your records
Optimise your finances with an easy, automated process: connect, track, and be ready for tax season.
Connect and Set Up
Click "Start for free". Securely connect your bank/credit card data, Stripe, PayPal, and (optionally) QuickBooks. Tell Otto about each entity, income flow, and any specific accounts (trust, transfer, etc.).
Capture and Automate
Upload receipts to the dashboard or automatically forward invoices to your Otto inbox. Say goodbye to spreadsheets for good.
Review, Decide, and Grow
Open the live dashboard to quote projects, plan your taxes, and pay yourself with confidence. Chat with a human bookkeeper or CPA inside the app for simple, jargon-free answers.
Six built-in power features erase months of messy data, deliver compliant accounts in days, and set you up to stay current, no spreadsheets, no stress.
Whether you're three months or three years out of date, Otto automatically imports and categorises thousands of past transactions in one process.
From receipts and bank feeds to PayPal, Stripe, and QuickBooks—our smart matching engine reconciles every penny quickly and accurately.
Receive polished profit & loss statements, balance sheets, and year-end packs—ready for filing by your accountant (or ours), with no last-minute stress.
BOnce you’re caught up, simply switch over to Otto AI monthly bookkeeping service and keep your finances in check—no more falling behind.
Every clean-up is reviewed and signed off by a qualified professional, ensuring accuracy and audit-readiness in line with UK standards.
We’ll bring your records up to date in days—not weeks—with a transparent process and, where needed, guidance on penalties or interest risks.
Other accounting software ties you to clunky spreadsheets, hidden fees, and endless tabs. Otto AI accounting software centralises all bank feeds, categorisation, reconciliations, and expert review in one elegant dashboard. Replaces Collective, Keeper, Freshbooks, Quicken, Bench, Doola, Fincent, Finally and more.
End-to-end financial management that scales with every stage of your business.
Easily manage legal entities, compliance, and ownership in one platform.
Create, send, and manage invoices. Track payments and ensure timely cash flow.
Create, track, and electronically sign contracts to ensure compliance and deadlines.
Plan your taxes with confidence using expert CPAs and smart tools to track deductions.
Real-time business reports show you where you are today and what to do next.
One-stop accounting software for small businesses to manage your books, taxes, invoices, and contracts.
Straight from our customers—how Otto is changing the way creative businesses manage money.
Accounting involves recording, sorting, and summarising your financial activity. For freelancers and small business owners, it’s crucial to track income from different sources, manage expenses, and stay across your cash flow.
AI accounting software streamlines your financial processes automating data entry, highlighting unusual transactions, and giving you up-to-date financial insights. Otto AI takes care of the grunt work so you can focus on strategy and growth.
Not at all. AI works alongside your finance team, not instead of them. Otto’s accounting AI software acts as a smart assistant, handling repetitive tasks while real professionals provide oversight and advice.
Definitely. Otto AI accounting software for small business is built to handle day-to-day bookkeeping and reporting with automation, helping time-poor business owners stay organised and make better financial calls.
Yes. Otto AI interface is clean, modern, and built for non-accountants. Guided workflows and intuitive dashboards make managing your books simpler, no finance background needed.
Choose a platform with real-time bank feeds, automatic categorisation, receipt matching, and strong reporting tools. Otto AI based accounting software is designed to support multiple revenue streams and evolving business needs.
By automating bank reconciliations, receipt tracking, and monthly reporting, AI in accounting software reduces manual effort and cuts admin time significantly, so you can get back to running your business.
Yes. Otto keeps your records tidy and ready for tax time, with detailed reports you can pass to your accountant or use for self-filing. Optional tax prep services are also available if you need hands-on help.
Otto AI software for accounting automatically flags discrepancies, reduces manual input, and checks for anomalies, making your accounts cleaner and more audit-ready with far less risk of mistakes.
Absolutely. While pricing depends on the plan, Otto AI tools save time and reduce labour costs. With automation and expert support built in, it’s a smart investment for small businesses looking to scale without overextending.
Trusted by Creatives and Small Businesses Nationwide.
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