Otto gives creative entrepreneurs and freelancers a complete business OS — invoicing, bookkeeping, taxes, contracts, payroll, and more. All in one place.
Stop juggling 8 different tools. Otto replaces them all with one seamless platform built specifically for creative businesses.
Create professional invoices in under 60 seconds. Custom branding, 50+ currencies, auto-reminders, and payment tracking — all included.
Auto-import transactions from your bank, categorize expenses intelligently, and get real-time P&L reports without touching a spreadsheet.
Stay tax-ready year-round. Otto estimates your quarterly taxes, tracks deductions, and preps your returns — no surprise bills at year end.
Send legally binding contracts in minutes. Pre-built templates for brand deals, freelance work, and NDAs — with e-signature built in.
Run payroll for yourself and your team in minutes. Tax withholding, direct deposit, and compliance — handled for you.
Pay vendors, contractors, and subscriptions from one dashboard. Schedule payments, track due dates, and never miss a bill again.
See exactly where your money is going in real time. Forecasting, runway analysis, and cash flow reports keep you ahead of the curve.
P&L statements, balance sheets, and custom reports ready on demand. Impress investors, accountants, or just know your numbers cold.
Accept payments from clients via credit card, ACH, or bank transfer. Get paid faster with one-click payment links attached to every invoice.
Otto guides you through the S-Corp election process step by step. Save thousands in self-employment taxes when you cross the threshold.
Form your LLC or corporation without a lawyer. Otto handles state filings, EIN registration, and operating agreements — all online.
Get on-demand access to certified CPAs who specialize in creator and freelancer businesses. Real advice, not generic help articles.
Create beautiful, branded invoices in under 60 seconds. Otto handles the math, the reminders, and the payment tracking — so you can focus on the work you love.
Otto connects to your bank accounts and credit cards, imports every transaction, and categorizes them instantly. No manual entry. No spreadsheets. Ever.
Traditional accounting software was built for corporations. Otto was built for you.
Otto handles your books, taxes, and invoices so you don't have to. Most users spend less than 30 minutes per month on finances.
Bank-level 256-bit encryption, read-only bank connections, and SOC 2 compliance. Your financial data is never sold or shared.
Real CPAs and financial experts who understand creator businesses. Get answers fast — not generic help center articles.
Stop paying for QuickBooks + FreshBooks + DocuSign + Gusto + a separate tax app. Otto does it all.
| Feature | Otto | Traditional Tools |
|---|---|---|
| Invoicing | ✓ Included | Separate app ($15+/mo) |
| Bookkeeping | ✓ Auto | Manual or $30+/mo |
| Quarterly Tax Estimates | ✓ Included | CPA ($200+/session) |
| Contracts & e-Signature | ✓ Included | DocuSign ($25+/mo) |
| Payroll | ✓ Included | Gusto ($40+/mo) |
| S-Corp Election Support | ✓ Guided | Attorney ($500+) |
| Creator-Specific Features | ✓ Built For You | Generic / Not Available |
| Total Monthly Cost | One Simple Plan | $150–$400+/mo |
"Otto replaced my accountant, FreshBooks, AND DocuSign. I save over $400 a month and I actually understand my business finances for the first time."
"I used to dread tax season. Now Otto just handles it. My quarterly taxes are estimated for me and I never get hit with a surprise bill."
"The S-Corp election feature alone saved me $12,000 in taxes last year. Otto walked me through the entire process and filed everything for me."
Join 10,000+ creative entrepreneurs who've replaced their messy stack with Otto. Start free, no credit card required.