Stay payroll-ready with organized contractor payments, automatic categorization, and tax-smart tracking. Get your financial house in order before your business grows.
Keep your books organized so payroll doesn't become a nightmare. Track contractor payments, categorize expenses, and get tax-ready exports that work with payroll providers. Stay compliant while you focus on creating.
Track every contractor payment and gig expense automatically. Categorize 1099 income sources, monitor cash flow impact, and stay ready for tax season without the admin headache.
Automatic contractor payment categorization
1099-ready expense tracking
Gig economy payment monitoring
Tax-smart payment organization
Understand how contractor payments and business expenses affect your runway. Get clear visibility into cash flow patterns so you can plan for payroll costs and tax obligations without surprises.
Payroll expense forecasting
Contractor payment cash flow impact
Tax obligation planning
Business runway visibility
CPA-backed financial guidance
Prepare clean, categorized exports that seamlessly connect to payroll providers and accountants. Keep your books organized so when you're ready to hire, your financial foundation is solid.
Payroll-ready financial exports
Accountant-friendly data organization
Clean contractor payment records
Stay compliant as your creator business scales. Get entity-specific reminders, contractor payment tracking, and expert support to keep your business legally protected and tax-ready.
Entity compliance reminders
Contractor payment compliance tracking
Business structure guidance
CPA-backed scaling support
Connect your accounts, categorize contractor payments, and export clean data for payroll providers. Stay organized so hiring doesn't break your books.
Connect Your Accounts
Click "Get Started Free." Securely connect your bank accounts and payment sources. Otto automatically categorizes contractor payments and tracks your business expenses.
Categorize Contractor Payments
Review and organize contractor payments, gig expenses, and business costs. Otto helps you track everything for tax purposes and payroll planning.
Export & Share with Providers
Export clean, organized data for payroll providers or accountants. Monitor cash flow impact and get CPA guidance for compliance questions.
Everything you need to stay organized for payroll, from contractor tracking to tax-ready exports, all in one place that works with your creative workflow.
Automatically categorize and track all contractor payments, 1099 income, and gig economy transactions for tax compliance.
See how contractor payments and business expenses impact your cash flow and runway for future payroll costs.
Generate clean, organized exports that work seamlessly with payroll providers and accountants for smooth transitions.
Track contractor payment compliance, entity requirements, and business structure needs as you scale your creator business.
Get expert help with contractor payments, payroll planning, tax compliance, and scaling questions from certified accountants.
Bank-level security for your payment data. Connect processors securely with read-only access to transaction data.
Comprehensive financial solutions for your business needs.
Easily manage legal entities, compliance, and ownership in one platform.
Create, send, and manage invoices. Track payments and assure timely cash flow.
Create, track, and e-sign
contracts to ensure
compliance
and deadlines.
Confidently plan taxes with expert CPAs and smart tools to track deductions.
Real time business reports show where you stand today and what to do next.
All in one accounting software for small businesses to handle your books, taxes, invoices, and contracts.
Straight from our customers how Otto is changing the way creative businesses manage money.
No, Otto doesn't run payroll or pay employees/contractors. Instead, Otto helps you stay payroll-ready by organizing your contractor payments, categorizing expenses, and preparing clean exports that work seamlessly with payroll providers. Think of us as your financial sidekick that keeps everything organized so when you're ready to hire, your books are in perfect shape.
Otto is built for creators, freelancers, and solopreneurs who want to keep their financial house in order before scaling up. Whether you're a YouTuber, graphic designer, content creator, or any creative professional managing contractor payments and business expenses, Otto helps you stay organized and tax-ready without the admin overwhelm.
Otto focuses on contractor payments and 1099 income tracking, which is perfect for creative businesses that work with freelancers, agencies, and gig economy partners. We don't handle employee payroll (that's for dedicated payroll providers), but we help you organize all your contractor expenses so they're ready when you need to work with payroll services or accountants.
Otto works alongside payroll providers by keeping your financial data organized and export-ready. We categorize contractor payments, track business expenses, and prepare clean exports that payroll services can easily import. This means when you're ready to hire employees, your financial foundation is solid and your books are payroll-ready from day one.
Otto automatically categorizes contractor payments, creative expenses, and business costs for maximum tax write-offs. We track everything from software subscriptions to equipment purchases, ensuring you don't miss deductions. Our CPA-backed system helps you understand the tax impact of business decisions and keeps your records organized for easy tax preparation.
Most creators get up and running in under 15 minutes. Just connect your bank accounts, and Otto automatically starts categorizing your contractor payments and business expenses. Our guided onboarding helps you review and organize your financial data, and you can chat with CPAs anytime for questions about setup or your specific creative business structure.
Your data is protected with bank-level security, including 256-bit encryption and SOC 2 compliance. We use read-only connections to access your financial data, and you can disconnect anytime. Otto never stores payment information - we only help you organize and understand your existing financial records to keep your creator business payroll-ready.
Otto brings all your financial data into one organized dashboard - no more hunting through spreadsheets or disconnected apps. We automatically categorize contractor payments, track business expenses, and prepare clean exports for payroll providers. This gives you one source of truth for your financials, so you can focus on creating while staying payroll-ready.
Yes! Otto exports clean, organized financial data that works seamlessly with payroll providers, accountants, and tax software. We prepare contractor payment records, expense categorizations, and financial summaries that import easily into payroll systems. This means when you're ready to scale and add employees, your financial foundation is perfectly organized for a smooth transition.
Organize your contractor payments and business expenses before you scale. Connect your accounts and let Otto keep your books payroll-ready.
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